The Lombardi Law Firm Blog

Ohio's low end coverage, so easy even a caveman consumer can buy into it.

The insurance industry doesn’t want you to read this. They don’t want you figuring out you’ve bought insurance that is virtually useless to you. They will stop their gavels and yell that to adopt a broader view, one that actually provides more people with coverage, that it will drive up insurance rates; but I don’t see how. If they are honest with themselves they will admit their argument is total bull.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Motorcycle Accident in Iowa Revisited

The driver of the Geo Metro was identified as Elmer Peterson, 70, of Grand Mound. The motorcyclists were identified as Xavier Cuevas, 34, of Davenport, Steven Timmerman, 31, of Davenport and Gordon Lofgren, 66, of Blue Grass. All were driving Harley-Davidson motorcycles.

Have you been involved in a motorcycle accident or wreck?  Do you need a lawyer to assist you? Welcome to the Lombardi Law Firm website. Lombardi Law Firm has litigated in the area of motorcycle accidents since 1981.

We try to make our website an interesting source of information for all people who may have suffered an injury or been killed. We attempt to provide information that makes you more aware of how to avoid injury and death.  We are here to assist you to stay safe or if injured or killed to assist with your legal claim for civil damages. Call us if you have legal questions or if you have safety questions. (515-222-1110) We are willing to assist you in finding answers to your questions and regularly write about safety questions that readers bring to our attention. Good luck on the job and be safe. Steve Lombardi is a personal injury lawyer in Iowa, but prides himself on doing more than just practicing law. Join us in keeping the construction site safe.

If you or your spouse is involved in any kind of accident contact the Lombardi Law Firm. We will assist you with your claim. Steve Lombardi has more than 28 years in civil litigation including death and injury cases for workers and their spouses from construction accidents and injuries. We don't charge you to talk with Mr. Lombardi to find out if you have a case. Don't delay call him today. Attorney Lombardi writes for blogs at The Verdict on Lombardi Law Firm, the Des Moines market of InjuryBoard.com and on occasion on the Des Moines Register web site.

Know your rights, act proactively and protect yourself.

 

Crappy Consumer Insurance: USAA’s Fade-Away UM Coverage –Disserving the US Military

What USAA is doing is shameful. They are taking advantage of our servicemen and servicewomen to make a buck for them leaving our young men and women without insurance coverage when they need it the most. The shame is on you USAA. Your policy language comes right out of the gutter where you should have left it.

Does fault matter in a workers' compensation case in Iowa?

Many workers and their spouses and dependent children don’t know it but fault has nothing to do with receiving death benefits under Iowa law. Take for example the semi-truck-pickup truck collision that took place on January 11, 2010 between Daniel Carl and Jay Harmelink who died in the collision. The report implies that Harmelink was at fault for crossing the center line of Highway 175 two miles east of Odebolt. I draw no conclusions that he was and I wish his family well in their time of grief. Today it’s important we learn about the law and a family surviving. We separate that which is real and relevant so that others may know how to deal with their own situation.

Ohio UDM - Suckerpunching those with low limits! Using Fade-Away Coverage

In Ohio if you have low limit insurance your underinsured coverage is probably uselss to you. In other words you're paying for nothing. Using credit provision in this case USAA paid nothing under the UDM policy in a death case.

Ohio Underinsured Coverage – They took it away and still charge you a premium.

USAA is selling UM coverage in Ohio that fades away when you most need it. They take it away from the insured with a credit provision. Read this article and then read your policy and then switch policies or company that writes it.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Table Saw Injuries to Adults and to Children

Both children and adults are injured by table saws every year. In this study the causes are examined and tell us how to avoid being injured or how our children can avoid injury in shop class.

Distracted Driver's boyfriend lets the beans out of the bag

This accident demonstrates the importance of a good investigation and the difficulty of proving the at-fault driver was distracted by a cell phone call that led to a collision. Here is what happened. The date is January 13, 2010 and the location is 1301 Siebenthaler Avenue in Dayton, Ohio. Sorry all you Buckeyes but I’m picking on you again. Seems lately it’s pretty easy to do. Let’s get back to the facts of this accident. An adult female is driving her car, for some reason crosses the center line and causes a head-on collision with an oncoming car. A passenger in the struck vehicle is taken to the hospital, but the driver is reported to be uninjured.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Is the Ohio Legislature Sucking on Lead Painted Lollipops?

Ottumwa, Iowa native Danielle N. Brinser, 20, a senior airman at Wright-Patterson Air Force Base was killed when trying to cross Ohio 444 on a green light. The other vehicle failed to stop and yield at the intersection light. The other car was driven by Nicholas C. Hart, 23 who failed to stop for the red light and struck Brinser’s Toyota.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Made In America Meets The Participation Trophy

Do you ever wonder how you know when you need tort reform? You know you need tort reform when someone is injured badly after the people in charge either forgot or just didn’t do what they were supposed to do. If you work for a company or a supervisor that ignores safety, this is a good idea. Long term tort reform is your best investment if safety is an after-thought.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Is the Melissa Lewis Murder Motive ID'd in the Rothstein Plea Agreement with the United States?

Remember Melissa Lewis? If you dont' know about her read my blogs below. Don’t ever forget her. My guess is Tony Villegas thinks about her all the time. He must also think about Scott Rothstein the Fort Lauderdale lawyer who has now plead guilty of a $1B+ Ponzi scheme involving his ‘friends’ and colleagues. I first wrote about Mr. Rothstein’s law firm when one of the lawyers in his firm turned up dead.

Texting while driving, a broken hip and delayed start at ISU.

Imagine you’re 16-years old, driving east on Highway 20 in Iowa, the weather is not a factor and you’re in high school. There is a car coming towards you and the driver can’t see what you’re doing. He can see your face, looking down, eyes focused on something of great importance. Well at least important enough to direct your attention away from the road ahead; the same one he’s driving on. What is so important that would direct your attention from the road ahead?

That’s enough for today, but come back tomorrow to read The Verdict blog/blawg at Lombardi Law Firm or posts on the InjuryBoard – Des Moines, where I will discuss other car-truck-semi-motorcycle accidents in Iowa. And as always if you are in an accident and need legal services we encourage you to call us sooner, rather than later.

In Texas for assistance contact Beth Janicek with the Law Offices of Beth Janicek or Jeffrey Rasanksy with the Rasanky Law Firm in Dallas. In Minnesota we recommend you call upon Mike Bryant with Bradshaw and Bryant for legal advice. In Oklahoma Noble McIntyre and Jeremy Thurman of Oklahoma-Law.com of serves those with I-35 collision or accident questions. And in Iowa call myself, Steve Lombardi, with the Lombardi Law Firm.

Interstate 35 is a part of the United States Interstate Highway system running north-south from Duluth, Minnesota (at an intersection known as the Can of Worms) to Laredo, Texas. Its length is 1568.38 miles (2,524.06 km).

The law firms mentioned in this article work in cooperation to assist injured clients who have accidents in one state, but live in another state. This arrangement allows the client to get better service with no additional cost. Please call us sooner rather than later, because accidents on I-35 tend to be complicated by distance, speeds and semi-truck drivers being from far away places.

I-35 in Minnesota - I-35 in Iowa - I-35 in Missouri - I-35 in Kansas - I-35 in Oklahoma - I-35 in Texas

I-380 Iowa Motorcycle Crash, No Helmets

On Saturday June 20th, at 10:15pm, a motorcycle driving northbound on I-380 near Center Point, crashed into a deer, according to the Des Moines Register. The 23-year-old driver Donald Bruce was transported to University of Iowa Hospitals, and his passenger, also 23, Elexia Turk, died at the scene from severe head injuries. Both were not wearing helmets. They were from Cedar Rapids.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

The 10 Basic Rules for Dressing at a Deposition

All week I’ve been covering how you should dress for a deposition. Monday we covered the females, Tuesday the guys, Wednesday the basic rules for both sexes and today we are going to list the dress code I believe works in general. Every lawyer has his or her ideas about what might work in your case so ask your attorney. You might even link to this page and send them an email asking if this is appropriate for your deposition.

Deposition Day - How to talk and what to do with tattoos.

THE TRAMP STAMP: DEAR I GO THERE? O YEAH - A tramp stamp says you’re cheap and easy not worthy of compensation. What you see in your tattoos, conservative jurors, judges, defense lawyers and insurance executives will not see. They would all rather help an injured businesswoman than they would a carnival worker. Prejudiced? You bet, and that’s the nature of this business. Trust me on this one this is about human nature, not what is cool for this generation behind mine. (Get it; behind mine?)

How do I prepare the morning of the deposition?

Rules – 8 Simple Rules and 1 Simple Question – This is a simple concept of rules to be applied when answering deposition questions. I want you to read them and make sure you understand the rules. After you understand the rules then answer the One Simple Question. For the correct answer write to me, I’ll grade your answer and let you know if you answered correctly or not.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Back to the basics of getting prepared for your deposition

Generally – Dress conservatively not fashionable. It’s not going to impress anyone if you wear the latest Ed Hardy t-shirt with large baggy pants that no one can tell if they are long short pants or short long pants. Think button down collared shirt that is pressed, with black or brown leather shoes that you’ve polished, laces in place, shoes tied, pressed pants with a belt. No big buckle and the more you cover up the better. Guys should be easy. Wash and comb your hair, in fact go out the day before and get haircut so you like nice. Shave that day so you look and ready to go. There’s nothing worse for a lawyer than to have his client show up 15 minutes before the deposition looking like Conan O’Brien or Don King.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

What manufacturing plant is responsible for the Tylenol recall?

The Tylenol product recall for a chemical smell and contamination of the pills inside the plastic containers seems improbable, if not impossible. Consider for instance how the pills are packaged and how this packaging could allow a chemical to penetrate to the pills inside.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

DRESSING FOR THE DEPOSITON - GIRLS JUST WANT TO HAVE FUN

This week I’d like to cover depositions from a client’s point of view. Not the really heady stuff but the basics. So Monday we will cover how to dress for ladies. On Tuesday I’ll take on the men and how they should dress. By Wednesday we will again discuss the Eight Simple Rules for how to think about answering questions. Then on Thursday I’ll cover the One Simple Question. And on Friday we will conclude the week with discussing the One Simple Answer. If along the way you have questions then contact me and I’ll answer them as part of what I write. I don’t care what state you’re from, that won’t affect my ability to answer questions in this regard. So generally speaking how do you dress for a deposition?

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Chemical Safety - Handling or Cleaning up Sodium Hydroxide

What can we learn from Mr. Weaver’s death? When working with sodium hydroxide, we must exercise extreme caution. Always wear protective gear, including suitably thick gloves, masks, and glasses. Also, take a quick look around your house, and place any materials with warning labels out of reach of children. An ounce of prevention is worth a pound of cure.

After a worker is injured is when they need the support of their employer the most. But injured workers aren't given a level playing field. The company doctor often times is not helping them and the case manager isn't either. The worker is left alone to fend for themselves and to make mistakes that result in lower benefits or fewer weeks of benefits. Some are sent back to work too soon. There is only one person on your side and that understands this system. If your lawyer doesn't understand the nature of this claim you've got the wrong lawyer.  Steve Lombardi has practiced in the area of workers compensation for almost 30 years. He's tried hundreds of cases for more than one thousand clients. If you'd like help finding a competent lawyer we do assist people in locating a lawyer in Iowa or in Illinois.  Call us.

If you have a question about your case, give us a call or drop us an email. LOMBARDI LAW FIRM - 515-222-1110 or sdlombardi@aol.com. If you or your spouse are involved in a work accident contact the Lombardi Law Firm. We will assist you with your claim.

The world of personal injury law never rests

It’s interesting to see several truckers blogging. I wonder if they write and post while on the road or wait till they get home. Now that would be a serious distraction if done while driving. There’s “The Truckers Report” and TruckieD or TD as I refer to him. He’s on the IB and has his own blog, as I just discovered. Truckie-D’s Blog. I don’t think he’s really happy with us right now. He’s taken issue with the attorneys writing about I-35.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Driving on I-35 from Texas to Minnesota - Speed limits

Speed limits in the US are set by each state or territory. The speeds chosen depend on a designation selected according to the type of road or the area surrounding the highway. In Iowa for instance we have I-80 and I-35 joining together for a 15 or 20 miles stretch as these roads wrap around Des Moines in central Iowa. Along this conjoined interstate highway the speed drops from 70 to 55 mph. Trucks are allowed to drive at the same speeds as cars when on the freeway.

Can nurses be liable for an unconsented surgery?

What duty does a nurse have to report unconsented surgical procedures? This might seem like an odd question to pose. Since all surgery is supposed to be only by consent, why would anyone ask about a nurse’s duty to report unconsented surgical procedures? In 30 years of practicing law I’ve run into a several cases involving unconsented surgeries. I’ve seen several reports on the IB as well and as taxpayer that is paying for this nonsense I think we all need to question why.

Wall Street Banksters Are Proud to be Greedy

Is anyone wondering why Wall Street has no shame? Financial wrongdoing is so bad on Wall Street that I’m wondering whether putting more money into my firm’s 401K plan is a good idea. Perhaps I should liquidate all the stocks I own, pay off all debts, including that of commercial real estate, cut up the credit cards Barbara and I use for non-existent frequent flier miles and then enjoy another trip to Ireland.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Cheerleading Safety: What are the most dangerous stunts to try?

If you’re wondering what the answer to this question is chances are your son or daughter is a cheerleader. As a safety conscious parent your first job is to learn the language of cheerleading. After which you need to understand the cheer tricks or stunts followed by getting an understanding of a safe cheerleading environment. That environment includes where they will be both for practice and for performing.

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Des Moines market of the InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )