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  • Posted on 1/20/2017 Law Office Paraplegic Scammer is Back in Business

    Curiosity is what pulls people into a scam. Plain old c-u-r-i-o-s-i-t-y. It's the same thing that killed the cat.



    Lawyers are very vulnerable to scams. And not just plaintiff-lawyers. Defense lawyers have been being scammed with spam that infects their computer systems or ones that involves trust account funds. Either choice ends with money being lost to scammers.  Since 2013 I’ve been tracking  nationwide this one scammer. In tracking him I’ve spoken to over fifty lawyers who he’s tried or has scammed. For awhile this scammer took a break and I figured he was back in jail. But since just before Christmas he resurfaced and he’s back at it again. 



    He’s sort of like my very own toothache that I miss hearing about. He didn’t get a dime from me. But I was one of the lucky ones.



    The FBI doesn’t seem to care much about Po' Javontae. Probably because he’s small potatoes and the FBI has bigger problems to deal with. I’m not picking on them, I understand the why. And so today, let’s revisit the scam I call Po’ Javontae. He and I have become so acquainted that I have looked at his house on Google Earth, seen his mug shot, know his date of birth and his height. There is, or at least was, a wheel chair in his yard.



    "A little more than kin, and less than kind". William Shakespeare



    I most always refer to him as Po’ Javontae because he comes from Mississippi and his southern drawl just has that feel to it. He goes by many names, including these.



    ALIASES: His aliases include: Javontae Holloway, Terrell Holloway, Javontae Gowdy, Troy Williams, Troy Johnson, Devantae Gowdy, Devonte Growey, Javontae Growley, William Roberts, Randy Weeks, Randy Lee Williams, Randy Williams, Calvin Thomas and Randy Lee Williams.



    Now we have a few new aliases to add. Randy Davis has been his go-to name. In the past he got hit by a FedEx truck while delivering at Walmart. But now it is a Uhaul Truck that somehow rear-ends him somewhere on I-95 in or around Fort Lauderdale, Florida.



    His latest story is slightly different although that may have something to do with Christmas season and him needing a seasonal story that tugs at your heart strings.




    He said he was in a coma for a few days and now a paraplegic. When the attorney called him back later, he told him that his electric was going to get shut off, it was 1 week before Christmas and he needed to get his 6-year-old daughter presents.” Attorney's name withheld. 




    Omg am I ready to cry! This is terrible. The Po’-kid!



    But this next fact is sort of a larger problem because he’s now tapping the capital markets.



    He took a litigation loan company for $3,000.00. Then a few weeks later tried to tap another one.



    "Rich gifts wax poor when givers prove unkind". William Shakespeare



    He still has a “nephew”, good old Po’ Carl Torrence. [Wait... wasn't he in the past your brother or cousin?]



    Where is the latest market he’s working? Florida! The Sunshine State!



    THE OLD CAST OF CHARACTERS INCLUDES:




    • Landlord: Mr. Jackson

    • Sympathy Card Being Played: Javontae will have to settle to avoid being evicted from his apartment. The owner of the apartment is Mr. Jackson. Mr. Jackson holds you off from hating him by saying his wife has stage 4 breast cancer and the rent money is needed to purchase her prescription drugs.

    • Javontae’s Brother: Tyrone drives Javontae around and will have the car running, warming up so he can take Javontae to sign the release of all claims.

    • Javontae’s Mother: Sandra Gowdy



    He made a mistake this last time, but I’m not going to tell him what it is because then he’ll correct it. Looks like you may be going back to the slammer my friend. You crossed the line and into the capital markets. Not a smart thing to do. 



    "Can one desire too much of a good thing?" William Shakespeare



    You see Javontae, I just can't let go of this story. As one of my partners described me, I'm like a bulldog who, once I get ahold of someone's leg, just wouldn't let go. 



    If you’d like to read more about Po' Javontae, here is the complete list.



    BLOG LIST: Other blogs about the FedEx and WalMart Scam



    November 18, 2013: Law Practice: The Paraplegic Scam and the story of Po Javontae – Des Moines, Iowa.



    December 9, 2013: Breaking News: Javontae's paraplegic scam, moves from Iowa to California! - California



    December 13, 2013: Breaking News: Hot off the Dysfunctional Press from the Lombardi Law Firm! – Spokane, Washington



    December 15, 2013: More Breaking News: Where is Waldo? He’s in New Haven, Connecticut



    December 18, 2013: Does Waldo own a jet? – The Big Apple, New York, New York



    December 21, 2013: Paraplegic scammer attempts his scam on lawyers in Baltimore, Maryland



    January 14, 2014: News Update: Fed Ex and Walmart Scammers in New Jersey



    January 22, 2014: Let’s Rock & Roll with Po Javontae, Baltimore, Maryland - Javontae is back trolling again in Baltimore, Maryland, slight change of reported facts. He’s changed his address to: Napoleon, 111 East Little Texas Road, Louisiana  70390. This lawyer did not bite.



    January 27, 2014: Contacted by lawyers in West Virginia. Legal Scam: Javontae is back, this time in West Virginia



    February 7, 2014: February, 7, 2014: Do Louisianans have too much time on their hands? West Virginia



    February 12, 2014: Guess who is back? You guessed it Javontae! | Lombardi Law Firm – Los Angeles, California



    February 18, 2014: FedEx-WalMart Scam Update: What Babe the Blue Ox Has in Common with Javontae?



    February 24, 2014: Lawyer Scams: What makes them all similar?



    February 25, 2014: Javontae Holloway: This scam is all hat and no cattle.



    March 4, 2014: Javontae Holloway: This burner phone scammer has an Ohio Version



    July 10, 2014: Update: Javontae Holloway the Chameleon, or Should I Say “PIG!”



    August 7, 2014: Updated: Javontae Gowdy, a new name for an old scam artist



    August 13, 2014: A New Name – An Old Con Game



    August 25, 2014: The Fed-Ex and Walmart Scam for Dummies



    September 22, 2014: Dread Pirate Roberts, A New & Improved, Javontae Holloway



    November 21, 2014: Law Practice: The Paraplegic Scam and the story of Po Javontae



    December 22, 2014: Javontae aka Troy Williams Gets an “A” For Effort



    January 11, 2015: Latest Update, Iowa, Louisiana, New York



    June 18, 2015: Paraplegic Scam: I Now Know Who You Are Javontae



    July 7, 2015: Law Office Scams – Another One Bites the Dust!

  • Posted on 1/19/2017 Choosing Between Long Term Disability Benefits and Workers’ Compensation Benefits

    Question: Which should you chose, given the choice, workers compensation or disability benefits?



    Answer: Workers’ compensation benefits, almost every time.



    Why? Income taxes, payroll taxes, income taxes and payroll taxes. Workers’ compensation benefits are not taxed. Disability benefits from a disability policy paid for by your employer are taxable.



    Let’s get our terms straight. There are two types of benefits you can receive in Iowa for workers’ compensation. They are medical benefits and weekly indemnity benefits.



    Medical benefits are fairly straight forward. These include doctor visits, the ambulance ride, the emergency room, labs, x-rays, MRI, CT Scans, prescriptions (Rx), crutches, wheelchairs, chiropractic, nurses, consults, and all the other services and supplies authorized by a doctor (who by the way, is picked by the workers’ compensation adjuster).



    The second type of benefit is officially, weekly indemnity benefit. That’s the paycheck the injured worker gets week in and week out. It’s what pays your mortgage, rent, heating bill and puts milk in the refrigerator. It’s the one that keeps you going while out of work with a work induced injury. It keeps food in your stomach and a smile on your face.



    That weekly indemnity check is the key to your survival during the time you are in the healing period. The healing period is the time it takes you from injury to returning to work. Get it? You’re healing and so, we call it the ‘healing period’.  Simple as eating a Maid Rite sandwich.



    Sometimes you have to make a choice about taking the boss’s offer of either healing period benefits from the work comp folks or the check from the disability insurance plan. Some, supervisors will lean on you to take the disability beneftis. It is a sucker punch; so duck and run. If you take the long-term disability benefits the boss might think he’s going to save on next-years’ work comp premium, and so he leans on you to go with the disability policy. Again, duck and run. No way Jose’. You want workers’ compensation benefits because then your check won’t be taxed; including income taxes other payroll taxes like social security, Medicare, federal and state withholdings included.



    And one more thing. If you bought a disability policy, you may be able to receive both workers’ compensation weekly benefits AND the private disability benefit. It all depends on the terms of the policy. But don’t get too excited because most of these insurance policies are written to require you to file for workers’ compensation benefits and then if you are eligible, the private disability company gets credit for the amounts of work comp benefits you receive. It’s an off-set provision.



    And so you can see the paycheck from disability insurance will be much smaller.



    Now some people want to control their own medical and would argue with me over which they should choose. Argue all you want, but the Iowa system is not all that bad. I would rather choose the medical treaters, but the employer and its insurance company pay for the medical, without deductibles or co-insurance, and common sense dictates they should have the responsibility to choose who they want to pay in order to control costs.



    This advice does not apply to disability benefits from a disability policy you yourself bought. Meaning a private disability policy is not taxed because that premium was paid with post-income tax dollars. But the employers are pre-tax dollars, and so it is taxable when paid out to the disabled worker.



    This blog is fairly long for some people. If you want a better explanation call Katrina or I here at the Lombardi Law Firm. If you are represented we won’t discuss your case, but those who do not have representation should call now. 



    Additional Blogs



  • Posted on 1/18/2017 What are the risks if I don’t file for worker’s compensation benefits?

    Let us set up the likely facts. If you are reading this, you probably suffered an injury at work and didn't or don’t want to file a workers’ compensation claim. You’ve spoken to your supervisor who is discouraging you from doing so, and likely intimating you could lose your job. Yes, you might lose your job, but not because you filed a workers’ compensation claim. If you’re going to lose your job it will likely be caused by the restrictions placed on your activities after treatment is finished. That’s not something you can control, nor should you try. After all, if it is unsafe for you to be lifting 50 pound boxes after a back surgery, then you shouldn’t try to fool yourself into thinking you’re Superman or Wonderwoman and can do it. So forget the idea that what may happen over the next year or two is something you can predict because you can’t.



    Previous clients, before hiring the Lombardi Law Firm, chose to first file with their disability insurer. Great they thought, hun? I know because I've heard it. The thinking goes something like this.



    I’ll save my job, get paid a weekly check, control the medical decisions and then hop, skip and jump my way back into my old job with the same pay.



    The first hurdle they get to is a simple question on the disability benefits application. “Is this a work injury?” Answer "yes" and you don’t qualify for short or long term benefits. (Unless, the employer is rejecting your workers’ compensation claim.) Answer “no” and you qualify. And so, one client I remember decides to answer no, even though the truth is a big, fat yes. So, what happened that forced him to have to hire us?



    He files. For a short period of time he was approved for benefits. And then the disability insured wrote to the doctor and asked for his opinion about whether this was a work-related injury. According to the history it was a work related injury, and that is what the doctor wrote. And no sooner did the insurance company get that report in-hand, then they immediately stopped paying disability benefits. Because normally injured workers are paid by the workers’ compensation program, not the disability insurance program.



    So, what happened?



    I know what you’re thinking. “Well, then the workers’ compensation insurance company probably just started paying, because now they have a positive medical opinion relating the injury to the work.”



    Your answer is not even close to being correct. Because to them that “No” box you checked on the disability application form makes you a liar. A big fat liar. And so why should they believe anything you say about how the injury occurred? You’re a liar. A cheater. A thief. A scumbag. You name it that’s what they think about you.



    And what happens is you end up with no pay check and no weekly benefits. [What you might get is a divorce and we aren’t handling those.]



    Now do you get it?



    When you are injured at work, through work, there is but one choice. You check the work-related box and at the first doctor’s appointment be truthful to a fault.




    And if you can, call me before you go to the first appointment so you don’t do or say something you will later regret. You can overthink this whole thing. You do know that don't you?




    Sometime in the next few days I will cover one other problem this foolishness creates. And so look for the blog titled: What about notice?



    This firm has been helping injured workers for over thirty-five years and we can help you. But first you need to call us.



    Additional Blogs




    1. Iowa Workers' Compensation: Can they do that to me?

    2. How long does it take to settle a workers’ compensation case in Iowa?

    3. If a person has a work comp injury with restrictions can they be laid off of work?

Des Moines Accident Attorney Serving All of Iowa And Answering Questions About Personal Injury Accidents

Straight talk when you need it most because "There's nothing more thrilling than nailing an insurance company!"

Exploring Recent Personal Injury News From Around the State of Iowa

What's my case worth? What should I do right after the accident? Why is the case manager working against me? These are all questions we are often asked and the answers can be found right here at the Iowa Injury Law Center. If you have a question that isn't answered or just want to talk to a personal injury lawyer, contact Steve or Katrina by dialing 515-222-1110 or writing to [email protected] or [email protected] They look forward to speaking with you. googlee76264f2c0b96d5e.html

Personal injury law is our business and for the past 30+ years Steve Lombardi has assisted over two thousand clients with personal injury. Clients come from all over Iowa, we do travel and have handled cases in most of Iowa's 99 counties. Steve has handled cases in Montana, Nebraska, Minnesota, Missouri, California, Florida and Texas just to name a few. Let us help you or at least help you get to the right attorney. Currently the worst personal injury cases come from interstate highway accidents, drunk driving collisions, rollover accidents, work related injuries, explosions, electrocutions, falls and spinal chord injuries. We've handled most every type of personal injury case in Iowa and would like to evaluate your case. So call us before you talk with the insurance adjuster.  




Free Legal Questions  


http://www.lawguru.com

We pride ourselves on telling you what you need to hear, not necessarily what you want to hear.

Accidents.  They happen anywhere, anytime.  You cut your finger with a knife in the kitchen.  You spill your morning cup of coffee.  You slip on a patch of ice and fall.  Accidents at home are painful and perhaps embarrassing but certainly manageable.  When they happen on the road or on the job, however, they can become a real challenge to putting food on the table and paying the bills. The insurance industry is not there to treat you fairly, because what is fair to you may not be considered fair to them and their insured. You need good representation; someone to help you understand how to win. Keep in mind the insurance industry wants you to lose.

Whether you’re involved in a serious car wreck, an accident with a truck, or hurt on the job, you’ll find yourself potentially out of work and out of money.  What if you lose your eyesight or a limb?  Your bills will pile up, especially those never ending medical bills that can result in your insurance company raising rates or worse yet, refusing to cover you.

Even though you’re the victim, it will seem as if nobody wants to help you and everyone who is supposed to be helping you, wants to blame you. Trying to handle the situation without professional assistance can be just as terrifying as the injury itself.  

At these times, personal injury attorney Steve Lombardi and Katrina Phillip can help.  With over thirty years of experience representing personal injury clients in central Iowa, Steve knows the law and can help you to achieve THE BEST result.   His practice includes personal injury cases; car, truck, motorcycle, and boat accidents; major injury cases including brain damage, loss of limbs, loss of eyesight, death and surgical cases; workers’ compensation; professional malpractice; and a limited number of divorce cases in which significant and valuable property must be divided.

Lombardi Law Firm is located in West Des Moines, Iowa, and serves clients from Polk, Dallas, Madison, Warren, Clarke, Cerro Gordo, Jasper, Linn, Wapello, Clinton, Scott, Pottawattamie, Muscatine, Lee, and Johnson counties, including accidents occurring along the interstate highways I-80, I-35, I-235, and I-380.

Steve Lombardi is the kind of lawyer who cares deeply about his clients.  Just like many of his clients, he too has experienced the breakdown of the health-care system.  When he was thirteen, his father died of lung cancer. For two years before his father’s death, the primary care physician diagnosed a pulled muscle. No x-ray was taken. Had this simple test been ordered the lung cancer may have been diagnosed and his life saved. He died two years after a specialist ordered an x-ray. Before going to law school he had never been in a lawyer’s office, because his family couldn’t afford legal services. Today he is there for his clients.

From those experiences, he draws a great desire to help his clients win their cases involving any type of malpractice, and serious injury, a desire to help his clients find some justice in an imperfect world.  He prides himself on always telling clients what they need to hear not just what they want to hear.

In the pursuit of justice, Steve Lombardi believes his clients are necessary partners in building the evidence that will be used in court:  active, responsive clients with some understanding of the process have the best chance of success.  He is passionate about the work he does and enjoys working closely with his clients to collect the evidence supported by the legal theory.  He believes there are no small issues in a case because every detail could turn a case in the client’s favor. 

Steve Lombardi works very hard to positively impact his clients’ lives.  And while he recognizes that not every case can be won, he simply hates to lose.  Justice delayed is justice denied. You can be sure Steve Lombardi will use all of the legal tools available to fight for you, and to win your case.

So call us and let us HELP YOU TO HELP YOURSELF!

Workers' Compensation

If an individual is injured while on the job, he or she is entitled to worker’s compensation to pay the medical expenses and help cover a percentage of lost pay from mandatory time off. Although the process is relatively simple, getting the full value of your claim is a time-consuming and potentially complicated issue.

Large Damage, Major-Serious Injury and Death Cases

Damage cases involing death, brain injury, traumatic head injury, spinal injuries, loss of a limb or eyesight or hearing. Most law firms shoe every horse that comes into the barn. We won't and don't. We say no to most cases. We say "yes" to large damage cases so we can focus on getting you the best result.

Property or Real Estate related Injuries leading to Serious Injury or Death

If you’re injury or death case happened (caused) on property (real estate) you need to get a qualified legal opinion that will result in a successful insurance claim and lawsuit settlement or verdict. You need a lawyer on your side that is licensed as a lawyer and licensed as a real estate broker. As a lawyer with a client, but who doesn’t practice in this area full time you need direction and a lawyer who can act as co-counsel. We handle referral work all over Iowa and pay thousands of dollars in referral fees to Iowa’s rural practice lawyers. If you’re not sure there is a case call or email Attorney Lombardi and find out; this consultation is usually free of charge. 515-222-1110 or [email protected]

 

Client Trial-Deposition Preparation

Lombardi Law Firm believes in trial preparation. We don't rely on luck to win your case. Instead we prepare you from the first moment we talk with you. What we do is listen to how you talk, think and most importantly answer questions. You can be successful if you are prepared correctly. Not all attorneys take the time to properly prepare their clients. We do.

OWI-CDL Lawyers

Without a CDL you can operate. As a truck driver in Iowa an OWI can cost you dearly. Call these OWI-CDL Lawyers for HELP.

Unemployment Benefits in Iowa

If you’re unemployed or partially unemployed and are looking for an attorney to help you get the unemployment compensation you need, the Lombardi Law Firm is here to help.  Based in Polk County, Iowa, lawyers Stephen Lombardi and Katrina Schaefer practice statewide and are prepared to guide you through the difficult process of getting unemployment insurance benefits.

Where can you find legal help with your Iowa unemployment insurance claim? The Lombardi Law Firm is here for you. Call Steve and Katrina at 515-222-1110. 

Professional Licensure Defense for Doctors, Dentists, Pharmacists, Nurse Practitioners and Nurses

We assist the medical, dental, pharmacist, nurses and veterinary professionals with defense in civil matters having to do with the Iowa Board of Medicine and all other licensing boards. Call for a consultation.

Whistleblowers / Financially Ripped Off?

Financial crime has increased in America. The amount of retirement funds saved along with government fostering a gambling mentality has creating an environment where greed seems acceptable. Working people, honest people, young adults and the elderly need to be on the lookout to save their hard earned savings and to protect their futures. Join us with the Lombardi Law Firm as we create depository of blog posts that are all about financial rip-off stories that are in the news.

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