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  • Posted on 10/6/2015 5 Mistakes Injured People Make in a Brain Damage Accident Case

    People who are struck and injured in the area of their skull can suffer traumatic brain injury, or as we say a TBI. Motorcycle riders are notorious for suffering TBI's. Pedestrians, ATV riders, moped riders, skateboarders, ironworkers and truck drivers all engage in activities considered high-risk for suffering a TBI. I have handled these cases for a long-long time. My undergraduate degree is in psychology and we studied the brain in detail so it obviously intrigues me. 

    These are interesting cases to litigate and can have enormous monetary effects on a family because of the lasting effects a brain injury is likely to cause. These cases can be the saddest for everyone involved. Sometimes the amount of insurance coverage does not even come close to covering all of the economic losses. Any wife whose breadwinning husband has a brain injury with cognitive deficits knows what I am talking about. The breadwinner soon loses all their friends, their job, their income and all the benefits the family once enjoyed. Now left with no other alternative the wife applies for social security disability benefits and finds out what it means to be poor in the worst way. No longer able to leave the husband alone she cannot work and tries unsuccessfully to live on around $1,500 per month in disability benefits. Try feeding a family of four or more on $1,500 a month. It isn’t too long before the family home has to be sold, the expensive cars traded away and eating out is swapped for canned beans and a bag of frozen French fries. The kids dreams of a college education turn to one of work and economic struggle. The days become weeks, the weeks become months and the months turn into years of a desperate struggle. Somewhere down the road seeing a lawyer starts to creep into the recesses of the wife’s mind and sometime later she sits across from me asking what can be done.

    Sometimes there is much I can do. So how about we start this list of five off with the most important.

    Hire a lawyer right after the accident. I mean right after, like the day of or the next day.

    Why? Because there is so much to do in the investigation that to waste your time listing four more failures would be a waste of your time and mine.

    1. Hire a lawyer right after the accident. I mean right after, like the day of or the next day. Take pictures of the head trauma.

    2. Hire a lawyer right after the accident. I mean right after, like the day of or the next day. Take pictures of the head trauma.

    3. Hire a lawyer right after the accident. I mean right after, like the day of or the next day. Take pictures of the head trauma.

    4. Hire a lawyer right after the accident. I mean right after, like the day of or the next day. Take pictures of the head trauma.

    5. Hire a lawyer right after the accident. I mean right after, like the day of or the next day. Take pictures of the head trauma.

    Call us, 515-222-1110 even if you live out of state and have simply been driving through Iowa and had an accident. That is why I am here. That is why Katrina is learning to do what I have done for over thirty years. So we can help you to help us help you. Like I said, call us. Act now!

  • Posted on 10/5/2015 Are you prepared to be your own lawyer?

    After practicing personal injury law for over thirty-four years I believe I’ve figured out a perfect answer to this question. To demonstrate whether or not you have the ability to represent yourself I would like you to make something simple. But first, a lesson in investing to make sure you understand how easy this self-representation can be.


    When I invest I like to think in terms of deep value and investing in something people will need forever. Deep value means whatever it is I’m buying has to be on-sale at fire-sale prices. When thinking about what to buy I focus on the products or services the publicly traded company sells or provides. For this, I think in terms of basic human needs. When deciding whether to buy the Orchids stock that the answer to this question in the title came to me.

    Like indigestion or gastritis I get this question quite often. So to answer your question about whether you can, not should, but can represent yourself I would like you to make something a lot simpler than handling a personal injury case.

    I want you to make yourself a roll of toilet paper. Voila'!

    Henceforth, before I answer this question for anyone else I will require them to first demonstrate to me they have the knowledge and the ability to manufacture one good roll of toilet paper.

    I think this is only fair since making one roll of toilet paper, that actually works, and being able to do it in less than eighteen months, should be a lot easier than learning all that you will need to know to become your own personal injury lawyer.


    Here are the five simple rules:

    1. What you make has to actually work.

    2. It can’t just work sometime; it has to work, all the time.

    3. What you make has to impress at least eight people who are unfamiliar to you; and your impression to them is that it works all the time.

    4. It has to impress at least one Judge that what you made makes complete sense. Pick a smart judge because they too are probably familiar with all the mistakes I have made and therefore will know when you are making some of those same mistakes.

    5. And you have to do it in an open forum where the judge and jury vote on whether or not, what you made actually makes sense and has a feel-good quality to it.

    It wouldn’t be fair for me to just ask this of you without providing references, so please allow me to direct you to your reference materials. And good luck representing yourself in your very complex personal injury case.

    • The Toilet Paper Encyclopedia where you will be able to secure answers to questions such as the difference between 1 ply and 2 ply, which is cheapest, 1 or 2 ply and how many sheets are in a roll? Here is an example of TP facts readily available at your finger tips while trolling the TPE.

    • How many sheets are on a roll?

    • Traditionally, industrial rolls of toilet paper have 1,000 per roll of one ply and 500 per roll of two ply.  Manufacturers also produce jumbo toilet paper rolls with 2,000 sheets which are generally used in public restrooms. These require special jumbo toilet paper dispensers and are good for public use bathrooms because they last longer and help reduce maintenance/replacement costs.

    • The consumer market has many different size rolls. Some rolls only have 200 sheets! Some of the sheets are smaller than the standard industrial size of 4.5″ x4.5″. I’ve seen sheets as small as 4′x 3.8″. Be careful. Small rolls have to be changed more often and generally do not cost less. Don’t get fooled!

    • Wikipedia, All about Toilet paper

    • Wikipedia, Hotel Toilet paper folding made easy

    • Fun Trivia: Toilets & Toilet Paper

    • Orchids is a publicly traded company that specializes in making toilet paper and selling it to companies like Dollar General

    Orchids Paper Products Company (Orchids) is an integrated manufacturer of tissue paper products serving the at home private label consumer market. The Company’s operations in northeast Oklahoma, produces a full line of tissue products, including paper towels, bathroom tissue and paper napkins, to serve the value through premium quality market segments. The Company provides these products to retail chains throughout the United States. Its products are sold primarily under its customers' private labels and under its brand names, such as Colortex, My Size, Velvet, Big Mopper, Linen Soft, Soft & Fluffy, Tackle and Noble. The Company’s customer base discount retailers (including dollar stores), grocery stores, grocery wholesalers and cooperatives, and convenience stores.

  • Posted on 10/2/2015 NFL Concussion History At Forefront of New Season

    The NFL season just began recently, but already numerous players have received concussions.  New research also tends to show that the seriousness of concussions is worse than previously thought - a study showed that almost all the deceased football players studied showed evidence of chronic traumatic encephalopathy (CTE) in the brain.  CTE is a degenerative disease caused by repetitive brain trauma.  The NFL contends that concussion rates are down and they are putting in place new measures to try to protect players, including helmet testing, changing the type of allowed tackling style, and medical timeouts starting this year.  These new measures are likely in response to the NFL's settlement payout of $1 billion to 5,000 former players who claimed serious brain damage from concussions and that the NFL hid the risks of concussions.  Frontline is reporting concussions as they occur in a project intended to document and bring attention to the seriousness of professional athletes sustaining concussions and the NFL's denial of the necessity of addressing the problem.

Des Moines Accident Attorney Serving All of Iowa And Answering Questions About Personal Injury Accidents

Straight talk when you need it most because "There's nothing more thrilling than nailing an insurance company!"

Exploring Recent Personal Injury News From Around the State of Iowa

What's my case worth? What should I do right after the accident? Why is the case manager working against me? These are all questions we are often asked and the answers can be found right here at the Iowa Injury Law Center. If you have a question that isn't answered or just want to talk to a personal injury lawyer, contact Steve or Katrina by dialing 515-222-1110 or writing to sdlombardi@aol.com or katrina.phillip8@gmail.com. They look forward to speaking with you.

Personal injury law is our business and for the past 30+ years Steve Lombardi has assisted over two thousand clients with personal injury. Clients come from all over Iowa, we do travel and have handled cases in most of Iowa's 99 counties. Steve has handled cases in Montana, Nebraska, Minnesota, Missouri, California, Florida and Texas just to name a few. Let us help you or at least help you get to the right attorney. Currently the worst personal injury cases come from interstate highway accidents, drunk driving collisions, rollover accidents, work related injuries, explosions, electrocutions, falls and spinal chord injuries. We've handled most every type of personal injury case in Iowa and would like to evaluate your case. So call us before you talk with the insurance adjuster.  

Free Legal Questions  


We pride ourselves on telling you what you need to hear, not necessarily what you want to hear.

Accidents.  They happen anywhere, anytime.  You cut your finger with a knife in the kitchen.  You spill your morning cup of coffee.  You slip on a patch of ice and fall.  Accidents at home are painful and perhaps embarrassing but certainly manageable.  When they happen on the road or on the job, however, they can become a real challenge to putting food on the table and paying the bills. The insurance industry is not there to treat you fairly, because what is fair to you may not be considered fair to them and their insured. You need good representation; someone to help you understand how to win. Keep in mind the insurance industry wants you to lose.

Whether you’re involved in a serious car wreck, an accident with a truck, or hurt on the job, you’ll find yourself potentially out of work and out of money.  What if you lose your eyesight or a limb?  Your bills will pile up, especially those never ending medical bills that can result in your insurance company raising rates or worse yet, refusing to cover you.

Even though you’re the victim, it will seem as if nobody wants to help you and everyone who is supposed to be helping you, wants to blame you. Trying to handle the situation without professional assistance can be just as terrifying as the injury itself.  

At these times, personal injury attorney Steve Lombardi and Katrina Phillip can help.  With over thirty years of experience representing personal injury clients in central Iowa, Steve knows the law and can help you to achieve THE BEST result.   His practice includes personal injury cases; car, truck, motorcycle, and boat accidents; major injury cases including brain damage, loss of limbs, loss of eyesight, death and surgical cases; workers’ compensation; professional malpractice; and a limited number of divorce cases in which significant and valuable property must be divided.

Lombardi Law Firm is located in West Des Moines, Iowa, and serves clients from Polk, Dallas, Madison, Warren, Clarke, Cerro Gordo, Jasper, Linn, Wapello, Clinton, Scott, Pottawattamie, Muscatine, Lee, and Johnson counties, including accidents occurring along the interstate highways I-80, I-35, I-235, and I-380.

Steve Lombardi is the kind of lawyer who cares deeply about his clients.  Just like many of his clients, he too has experienced the breakdown of the health-care system.  When he was thirteen, his father died of lung cancer. For two years before his father’s death, the primary care physician diagnosed a pulled muscle. No x-ray was taken. Had this simple test been ordered the lung cancer may have been diagnosed and his life saved. He died two years after a specialist ordered an x-ray. Before going to law school he had never been in a lawyer’s office, because his family couldn’t afford legal services. Today he is there for his clients.

From those experiences, he draws a great desire to help his clients win their cases involving any type of malpractice, and serious injury, a desire to help his clients find some justice in an imperfect world.  He prides himself on always telling clients what they need to hear not just what they want to hear.

In the pursuit of justice, Steve Lombardi believes his clients are necessary partners in building the evidence that will be used in court:  active, responsive clients with some understanding of the process have the best chance of success.  He is passionate about the work he does and enjoys working closely with his clients to collect the evidence supported by the legal theory.  He believes there are no small issues in a case because every detail could turn a case in the client’s favor. 

Steve Lombardi works very hard to positively impact his clients’ lives.  And while he recognizes that not every case can be won, he simply hates to lose.  Justice delayed is justice denied. You can be sure Steve Lombardi will use all of the legal tools available to fight for you, and to win your case.

So call us and let us HELP YOU TO HELP YOURSELF!

Adventure Travel

The adventure travel business is big in the United States and for that matter all over the world.  In the year 2000 the estimated worldwide revenue was $154 billion and was growing at a 20% annual growth rate.  See Adventure Travel Industry Growth Statistics, Christina Heyniger, Xola Consulting. This industry is unregulated and the certifications the guides obtain are of limited comfort because the associations regulating those guiding services have no enforcement mechanism. The release documents the adventure travel customers sign completely relieves the guiding service of any wrongdoing these Generation X "kid" guides do on the trip. I've travelled all over the world and have some observations from my experience. I invite others to join in with comments and if you write to me I'll respect your privacy, if you want me to, and will use your experiences, both good and bad to make everyone aware of the pitfalls. So come join us with Adventure Travel.

Ag-Law Farm Accidents

Iowa farm families when suffering accidental injury can count on the Lombardi Law Firm to assist them in handling their insurance claims. If you need assistance with an insurance claim give us a call. We handle accidental rollover cases, highway collisions, injuries by equipment, grain dust cases, grain bin suffocation cases, explosions, burns from explosions and electric shock, electrocutions and chemical poisonings. If your accident isn't in this list, call us to see if we can assist you. For 30 years we've helped Iowans just like you to recover fairly. Call us at 515-222-1110 or write to Attorney Lombardi at sdlombardi@aol.com

Boating Accidents

Boating safety is a major concern for those who own or operate a boat on Iowa's lakes and rivers. On this site we focus on boating safety and how boaters get themselves in "hot water" with liability. If you're hurt while on the water you should immediately contact a quallified attorney and seek legal advice about how to gather and preserve the evidence you may later need to protect your rights.

Campus and School Accidents

Going to college is an exciting time in a young adult's life. But the college life is one where freedom causes those not yet ready for responsibility to experiment with the bounds of reason leading to unique ways people are injured. Join us at Lombardi Law Firm as we catalogue the university milieu and personal injury in America.

Car and Tractor Trailer Accidents

Although tractor trailers are a vital part of the American economy, their presence on the roads presents a significant problem while car drivers fail to respect them. The accidents are often severe, resulting in spilled products, bad wrecks, and possible death. If you are injured in an accident involving a tractor trailer along the highways of central Iowa, Steve Lombardi of the Lombardi Law Firm in Des Moines can help you handle these troubling times. Call 515.222.1110 for a free consultation.

Car Damage Property Accident Lawyer

With over 30 years of Iowa property damage and personal injury accident law we provide the law experience you need to maximize your personal injury recovery in any property damage case. If you have questions about property damage here are the answers to your questions. Due in part to the number of questions we get about property damage and how to settle the property claim after an accident the Lombardi Law Firm has created this page with a list of commonly asked questions. If your suit has significant personal injury or death claims we invite you to contact us about your case, but due to the time involved in answering questions (and the fact we still have to pay the bills around here) we do not allow non-client questions for just property damage. Clients may contact us at 515-222-1110 or 800-383-0331 or sdlombardi@aol.com.

Client Trial-Deposition Preparation

Lombardi Law Firm believes in trial preparation. We don't rely on luck to win your case. Instead we prepare you from the first moment we talk with you. What we do is listen to how you talk, think and most importantly answer questions. You can be successful if you are prepared correctly. Not all attorneys take the time to properly prepare their clients. We do.

Construction Site Personal Injury Accidents

Construction Site Personal Injury Accidents - Despite attempts to improve safety at construction sites by updating the regulations about equipment and producing detailed safety information, construction sites remain one of the most dangerous workplaces. If you are injured while working on a construction site, contact personal injury attorney Steve Lombardi as soon as possible to help with getting the relief you’re owed.

Criminal Law

Criminal law in Iowa is an interesting exercise in police power and the State of Iowa flexing it's muscle to collect fines and police the state. If we can help you find the right legal counsel to defend you against criminal charges contact Attorney Steve Lombardi at sdlombardi@aol.com or 515-222-1110. 

Dog Bite Accident Lawyer

With over 30 years of Iowa personal injury accident law we provide the law experience you need to maximize your personal injury recovery in any dog bite case.

Drunk Driving Iowa Personal Injury Accidents

Drunk Driving, Alcohol and Personal Injury and Wrongful Death Accidents in Iowa

Guns & Handgun Rights

If you want to carry or (buy) acquire a handgun, rifle, or revolver and you’re running into obstacles, the Lombardi Law Firm is here to help.  Based in Polk County, Iowa, lawyers Steve Lombardi and Katrina Schaefer practice statewide and are prepared to guide you through the getting, keeping, or renewing your permit to acquire or permit to carry weapons. And if you are a gun owner and need legal help we are here to help you with your legal problems.

Here are some of the services we can provide:

  • We can help you apply for a permit to acquire.  If you don’t already have a permit to carry, then you need to get a permit to acquire if you want to get a pistol or revolver. This is a fairly simple process.
  • We can help you apply for a permit to carry.  If you want to carry a loaded firearm in public in Iowa, you need a permit to carry.   We can help you apply.  Need help becoming eligible?  We can help.  Need to know what rights your permit to carry gives you?  We can help you there too. We can also direct you to where to take the concealed or carry permit instruction course.
  • We can defend you if you’ve brought your gun somewhere you shouldn’t have.  Did you bring your gun into a business that has a policy against guns?  Are you facing a trespass charge for being ready to defend yourself?  Need to know whether your firearm needs to be concealed or whether you can carry it openly?   Come to us to and we can help you protect your gun rights.
  • We can help you if your permit has been denied, suspended or revoked.  Maybe you’ve run into trouble with the application process, or maybe you just received notice that an annual background check has placed your right to bear arms in danger.  You can appeal any decision to deny, suspend or revoke your permit to acquire or permit to carry.  And we can help.

Hip & Knee Implants

Hip and knee replacement devices have come under increasing scrutiny in the last few years, as manufacturers began to recall certain types of these implants. One type of hip implant, and perhaps the most controversial at this time, is called a metal-on-metal bearing. With knees we're starting to see Zimmer's NexGen CR-Flex Porous Femoral component product questions.

I-35 I-80 I-235 I-380 Collisions/Accidents

Interstate highways 80, 35 and 235 personal injury lawyer teams up with lawyers from Minnesota, Iowa, Oklahoma, Illinois, Texas and all other states to provide information to those injured or the families of those killed in accidents and crashes with semi-trucks, motorcycles, cars, SUV's, mini-vans and those working on the highways (State Troopers, highway workers, DOT maintenance workers and others. ) Contact any of these firms for assistance. Steve Lombardi, 1300 – 37th Street, Suite 6, West Des Moines, Iowa 50266 (515)222-1110.

Large Damage, Major-Serious Injury and Death Cases

Damage cases involing death, brain injury, traumatic head injury, spinal injuries, loss of a limb or eyesight or hearing. Most law firms shoe every horse that comes into the barn. We won't and don't. We say no to most cases. We say "yes" to large damage cases so we can focus on getting you the best result.

Motorcycle, Bike and ATV Accident Lawyer

With over 30 years of Iowa personal injury accident law we provide the law experience you need to maximize your personal injury recovery.

Lottery, Gaming and Games of Chance

Winning the Lottery is more than Just Dumb Luck. - You can’t win a lottery without turning in a ticket.

As much as you may want to think this is about fairness, it’s not; it’s about playing by the rules you agreed to when you bought a lottery ticket that is later picked as having the winning numbers.

Don’t fool yourself into thinking you won the lottery when you can’t produce the winning ticket. To win the lottery you have to do several things.

  1. Be old enough to legally play the game.
  2. Buy the winning ticket.
  3. Buy the ticket during the time period when the game is active.
  4. Possess the winning ticket. (Can be by gift or other legitimate means. Just not stolen.)
  5. Sign the winning ticket.
  6. Turn the ticket in by the deadline for validation.
  7. Actually turn the ticket into the Iowa lottery.
  8. Have the ticket be validated by the lottery’s machinery.
  9. Don’t engage in fraud or theft to possess the winning ticket.
  10. Don’t wait to turn in the winning ticket if the economy is in down market because the value of the winning prize will probably decline.

The Iowa Lottery recently had a drawing named Hot Lotto that was sold at a Des Moines convenience store with the winning number being drawn on December 29, 2010. That meant the winning number had to be turned in on or before December 29, 2011. It was, but barely.

Pedestrian Collisions Causing Injury and Death

Pedestrian accidents can have many causes. Pedestrian accidents are caused by inattentive drivers, crossing in the wrong place, listening to an iPod or other MP3 device, the weather or a whole assortment of other facts. Lombardi Law Firm explores the many facets of pedestrian accidents. Come join us. Clients may contact us at 515-222-1110 or sdlombardi@aol.com.

Professional Licensure Defense for Doctors, Dentists, Pharmacists, Nurse Practitioners and Nurses

We assist the medical, dental, pharmacist, nurses and veterinary professionals with defense in civil matters having to do with the Iowa Board of Medicine and all other licensing boards. Call for a consultation.

Property or Real Estate related Injuries leading to Serious Injury or Death

If you’re injury or death case happened (caused) on property (real estate) you need to get a qualified legal opinion that will result in a successful insurance claim and lawsuit settlement or verdict. You need a lawyer on your side that is licensed as a lawyer and licensed as a real estate broker. As a lawyer with a client, but who doesn’t practice in this area full time you need direction and a lawyer who can act as co-counsel. We handle referral work all over Iowa and pay thousands of dollars in referral fees to Iowa’s rural practice lawyers. If you’re not sure there is a case call or email Attorney Lombardi and find out; this consultation is usually free of charge. 515-222-1110 or sdlombardi@aol.com


OWI-CDL Lawyers

Without a CDL you can operate. As a truck driver in Iowa an OWI can cost you dearly. Call these OWI-CDL Lawyers for HELP.

Unemployment Benefits in Iowa

If you’re unemployed or partially unemployed and are looking for an attorney to help you get the unemployment compensation you need, the Lombardi Law Firm is here to help.  Based in Polk County, Iowa, lawyers Stephen Lombardi and Katrina Schaefer practice statewide and are prepared to guide you through the difficult process of getting unemployment insurance benefits.

Where can you find legal help with your Iowa unemployment insurance claim? The Lombardi Law Firm is here for you. Call Steve and Katrina at 515-222-1110. 

Whistleblowers / Financially Ripped Off?

Financial crime has increased in America. The amount of retirement funds saved along with government fostering a gambling mentality has creating an environment where greed seems acceptable. Working people, honest people, young adults and the elderly need to be on the lookout to save their hard earned savings and to protect their futures. Join us with the Lombardi Law Firm as we create depository of blog posts that are all about financial rip-off stories that are in the news.

Workers' Compensation

If an individual is injured while on the job, he or she is entitled to worker’s compensation to pay the medical expenses and help cover a percentage of lost pay from mandatory time off. Although the process is relatively simple, getting the full value of your claim is a time-consuming and potentially complicated issue.

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Steve Lombardi
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Iowa civil trial, workers' compensation and personal injury lawyer