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  • Posted on 7/28/2014 Iowa Workers’ Compensation, Did you have a DVT, then read this

    In Iowa workers’ compensation law an injured leg is worth less than is a hurt back, an injured hip or a shoulder.  The reasons have to do with how a leg (scheduled member) is classified legally versus a back (a nonscheduled injury). One of the first questions your lawyer will seek to answer has to do with the extent of the injury and if it goes beyond the scheduled member.

    Scheduled members are legs, arms, hands, feet, eyes, fingers and toes.

    So what happens when the initial injury is to the leg (scheduled member) but then goes beyond it and into the veins? Is the injury then a non-scheduled injury? In a recent case the Iowa Court of Appeals answered in the affirmative.

    Let us say you hurt a leg at work and then develop DVT, how much will you be entitled to receive in weekly compensation benefits? This case will give you a pretty good idea of how to figure it out.

    In this case the claimant’s lawyer, Fred Haas did an excellent job of presenting the injured worker’s claim. Great job Fred.

    Judge Bower, “We find substantial evidence supports the commissioner’s determination the deep vein thrombosis was a spill-over injury affecting the body as a whole, and Towers sustained a sixty percent industrial disability. Accordingly, we affirm.”

    This case begins with a scheduled member injury, a twisted and fractured right ankle. After surgery and physical therapy the ankle never truly healed causing it to swell with prolonged standing along with use of a compression sock. The surgical hardware didn’t seem to help and it too caused problems so a shoe insert was used. Then six weeks post surgery the worker was diagnosed with deep vein thrombosis (DVT) and was referred to a surgeon. Essentially here is what the problems are.  DVT is a condition where blood clots form in the veins and if not dissolved or removed they can move to the heart or lungs and kill you or worse. I say worse because there are some conditions worse than death, like being in a vegetative state with brain damage that completely destroys your quality of life.

    ARCHITECTURAL WALL SYSTEMS v. TOWERS - Iowa Workers' Compensation, Ankle Injury with DVT, Deep Vein Thrombosis, Industrial Disability Awarded, 60%!

    A deputy workers’ compensation commissioner heard the case and found the DVT was limited to the lower extremity and therefore was not compensable as an industrial disability. That decision was appealed to the Industrial Commissioner.  On appeal to the commissioner reversed the deputy’s decision. The commissioner found the DVT was not limited to the lower extremity, but constituted a non-scheduled injury and awarded benefits based on an industrial disability. Relying on established agency precedent, the commissioner found DVT is a “spill-over” systemic disease that inherently affects the body as a whole. He also determined the medical opinions limiting DVT to the lower extremities were not persuasive because the term “lower extremity” used in the opinions was not synonymous with “leg” as used in the Iowa Code. The commissioner found Towers’s injuries resulted in a sixty percent industrial disability. On appeal, the district court affirmed the commissioner’s decision.

    Why is this decision important?

    It is important in terms of the dollar value of benefits that you receive as the injured worker. A leg injury is a scheduled member and those benefits do not take into consideration industrial disability. Scheduled member benefit cases only consider functional impairment. Industrial disability is applied to non-scheduled member benefit cases and considers actual loss of earning capacity. Here is a simple example.

    Why is industrial disability so important to what I get paid for weekly compensation?

    Let’s say you are a concert pianist earning $250,000 a year playing at Carnegie Hall. A member of the orchestra is really jealous of you and she slams the keyboard cover down cutting off one of your fingers. No longer are you able play the play the piano and earn $250,000. Now you work at McDonald’s earning minimum wage while saying repeatedly “Can I supersize that order for you sir?” I know it’s painful, sorry Mickey.

    But the Iowa Industrial Commission won’t really care about your new found McJob issues because all they will ask about is what was the AMA rating on the loss of one finger? When awarding your benefits it won’t matter that your pay has decreased from $250k to $25k per year. A scheduled injury is worth less than a non-scheduled injury case. Here take a look at what you get for a case where you get a finger either amputated or functionally impaired.

    The award from loss of a finger is between 20 and 35 weeks. No more, just those weeks. We don’t care how it has affected your income, only how it has affected your finger function.

    What would the pianist be awarded if she injured her back?

    Let us compare the same concert pianist’s claim if it were to her back. Let’s say when the jealous flutist slammed the keyboard cover it caused the pianist to fall off the stool and wrench her back. That’s a completely different case with a completely different analysis. In this case we care that her earnings have decreased by over tenfold and she may be awarded up to 500 weeks and in some instances lifetime benefits. In money terms what is the difference? Thousands of dollars is the difference. Say it again, thousands of dollars.

    Attorney Lombardi, Give Us An Example in Dollars and Cents

    Assume the workers are married with two children. The pianist will be paid a weekly compensation rate of $1,572.00 while the McDonald’s worker gets $342.30 per week. Now consider the type of injury classification of scheduled versus non-scheduled. The schedule would pay 60 weeks for the thumb, 35 weeks for the index finger, 30 for the middle finger, 25 weeks for the ring finger and a mere 20 weeks for the pinky. Keep in mind the pianist has been compensated $55,000 even though she has now lost an income stream of $250,000 per year. On the other hand if her injury were treated as if it were a non-scheduled injury she could be paid over $775,000. It would just depend on her industrial disability rating. Yes, it is a lot of money, but that is the law.

    Granted I have used a very unusual claim but it clearly demonstrates my point about a scheduled member versus a non-scheduled injury claim.

    So I tip my hat to Fred Haas for the wonderful job he did in trying this case for his client Donald Towers. And here is the summary.


                   Appeal from the Iowa District Court for Polk County, Karen A. Romano, Judge.  Considered by Vaitheswaran, P.J., and Tabor and Bower, JJ.  Opinion by Bower, J.  (11 pages)  

                   Architectural Wall Systems and Zurich North America appeal the district court ruling affirming the decision of the Iowa Workers' Compensation Commissioner.  The commissioner determined Donald Towers's deep vein thrombosis constituted an injury to the body as a whole and awarded him a sixty percent industrial disability.  OPINION HOLDS: We find substantial evidence supports the commissioner's determination the deep vein thrombosis was a spill-over injury affecting the body as a whole, and Towers sustained a sixty percent industrial disability.  Accordingly, we affirm.


    No. 13-1653

  • Posted on 7/25/2014 Work restrictions and your unemployment benefits claim—are you still eligible?

               We’ve discussed the intersection of workers’ compensation claims and unemployment benefits claims before.  But what if you’ve got permanent work restrictions due to your work-related injury, and your employer just doesn’t have any work available that fits those restrictions?  Does that make you unemployed?  What exactly is your status, and what does it say about your eligibility for Iowa unemployment insurance benefits?

                Ruth Thomasino (not her real name) was injured on the job and ended up with work restrictions precluding her from walking, standing or working on slippery or uneven surfaces or heights.  Her doctor also allowed her to use a crutch and a boot if it made her comfortable to do so.  Ms. Thomasino opted to do so.  But it just so happened that her employer didn’t have any work available that would enable her to use the crutch or boot, and it furthermore didn’t have work available that was suitable for Ms. Thomasino in light of just her bare work restrictions.  She wasn’t fired and she didn’t quit, but she certainly wasn’t working.

                Ms. Thomasino applied for unemployment insurance benefits and began looking for work.  She was quite capable of doing sedentary work, such as telemarketing or reception.  At one point, she was even offered a job as an assistant manager, although that offer was put on hold for unrelated reasons.  

                In the meantime, Ms. Thomasino’s employer contested her claim for unemployment benefits.  There were two issues that needed to be cleared up: first, whether she was “able and available” for unemployment benefits, and second, whether she was disqualified from receiving benefits for an impermissible separation from employment.

                For the first issue, it’s important to know that if you’re unable to work, or unavailable to work, you can’t get unemployment benefits in Iowa.  An injury can potentially make you unable or unavailable to work.  However, you don’t have to be able and available to work every single job—you just need to be “physically and mentally able to work in some gainful employment, not necessarily in the individual's customary occupation, but which is engaged in by others as a means of livelihood.”  We already know that Ms. Thomasino was able to do sedentary work, and she certainly had the time to be available for it.  Administrative Law Judge Lynette Donner decided this issue in Ms. Thomasino’s favor.

                The issue of separation from employment isn’t as clear.  The law is that if you were fired for misconduct or if you voluntarily quit your job without good cause attributable to your employer, you can’t get Iowa unemployment benefits.  But Ms. Thomasino wasn’t fired, and she didn’t quit.  Judge Donner noted that Ms. Thomasino was essentially being treated as though she was on a leave of absence that she didn’t request.  While a voluntary leave of absence would normally not qualify a claimant for unemployment benefits, this was an involuntary leave.  For that reason Judge Donner determined that the separation from employment, such that it was, wouldn’t disqualify Ms. Thomasino from getting benefits.

                Ms. Thomasino’s case is not straightforward, and it is a wonder she was able to handle it without an attorney.  If you’ve got a workers’ comp case or an unemployment case—or heck, both—do yourself a favor and look into getting a lawyer. I like to say to my clients, "Help me to help you."  If we can help you, call the Lombardi Law Firm to speak with attorneys Steve Lombardi and Katrina Schaefer. We can be reached at 515-222-1110 or by emailing us at sdlombardi@aol.com and katrina.schaefer8@gmail.com. We look forward to your call.

  • Posted on 7/24/2014 Atlanta Blood Testing Lab Admits to Faking Test Results

    It has been reported by the Washington Post that  the 39-year old owner of a laboratory near Atlanta, pled guilty on July 22 to health care fraud charges.  From September 2012 through February 2014, someone at the lab, allegedly instructed technicians not to test blood samples that were sent to the lab for testing of food and environmental allergies.  This instruction apparently was given in order to save money. The report indicates they faked the results sent back to the doctors, yet billed the patients' health care benefit program for the services that he did not provide.  U.S. Attorney's Office spokesman Bob Page said that the owner pled guilty, but no sentencing has been set at this time.  The lab is located in East Point, Georgia.

    Attorney Lombardi recalled an Iowa laboratory problem involving pap smear tests where VIPs had all their tests read while ordinary patient test results were not all reviewed. Steve Lombardi

Des Moines Accident Attorney Serving All of Iowa And Answering Questions About Personal Injury Accidents

Straight talk when you need it most.

Exploring Recent Personal Injury News From Around the State of Iowa

What's my case worth? What should I do right after the accident? Why is the case manager working against me? These are all questions we often are asked and these answers can all be found at the Iowa Injury Law Center. If you have a question that isn't answered or just want to talk to a personal injury lawyer, contact Steve. 515-222-1110 or sdlombardi@aol.com. He looks forward to speaking with you.

Personal injury law is our business and for the past 30+ years Steve Lombardi has assisted hundreds of clients with personal injury. Clients come from all over Iowa, we do travel and have handled cases in most of Iowa's 99 counties. Let us help you or at least help you get to the right attorney. Currently the worst personal injury cases come from interstate highway accidents, drunk driving collisions, rollover accidents, work related injuries, explosions, electrocutions, falls and spinal chord injuries. We've handled most every type of personal injury case in Iowa and would like to evaluate your case. So call us before you talk with the insurance adjuster.  

Free Legal Questions


We pride ourselves telling you what you need to hear not what you want to hear.

Accidents.  They happen anywhere, anytime.  You cut your finger with a knife in the kitchen.  You spill your morning cup of coffee.  You slip on a patch of ice and fall.  Accidents at home are painful and perhaps embarrassing but certainly manageable.  When they happen on the road or on the job, however, they become devastating. 

Whether you’re involved in a serious car wreck, an accident with a truck, or hurt on the job, you’ll find yourself potentially out of work and out of money.  What if you lose your eyesight or a limb?  Your bills will pile up, especially those never ending medical bills that can result in your insurance company raising rates or worse yet, refusing to cover you.

Even though you’re the victim, it seems as if nobody wants to help you and everyone who is supposed to be helping you, wants to blame you. Trying to handle the situation without professional assistance can be just as terrifying as the injury itself.  

At these times, personal injury attorney Steve Lombardi can help.  With over twenty-six years of experience representing civil trial clients in central Iowa, he knows the law and can achieve results for you.   His practice includes personal injury cases; car, truck, motorcycle, and boat accidents; major injury cases including brain damage, loss of limbs, loss of eyesight, death and surgical cases; workers’ compensation; professional malpractice; and a limited number of divorce cases in which significant and valuable property must be divided.

Lombardi Law Firm is located in West Des Moines, Iowa, and serves clients from Polk, Dallas, Madison, Warren, Clarke, Cerro Gordo, Jasper, Linn, Wapello, Clinton, Scott, Pottawattamie, Muscatine, Lee, and Johnson counties, including accidents occurring along the interstate highways I-80, I-35, I-235, and I-380.

Steve Lombardi is the kind of lawyer who cares deeply about his clients.  Just like many of his clients, he too has experienced the breakdown of the health-care system.  When he was thirteen, his father died of lung cancer.  The doctors gave his father no real help.  For two years before his father’s death, they diagnosed a pulled muscle.  Before going to law school he had never been in a lawyer’s office, because his family couldn’t afford legal services.

From those experiences, he draws a great desire to help his clients win their cases involving any type of malpractice, and serious injury, a desire to help his clients find some justice in an imperfect world.  He prides himself on always telling clients what they need to hear not just what they want to hear.

In the pursuit of justice, Steve Lombardi believes his clients are necessary partners in building the evidence that will be used in court:  active, responsive clients with some understanding of the process have the best chance of success.  He is passionate about the work he does and enjoys working closely with his clients to collect the evidence supported by the legal theory.  He believes there are no small issues in a case because every detail could turn a case in the client’s favor. 

Steve Lombardi works very hard to positively impact his clients’ lives.  And while he recognizes that not every case can be won, he just hates to lose.  Justice delayed is justice denied. You can be sure Steve Lombardi will use all of the legal tools available to fight for you, and to win your case.

This week I'm stressing highway safety.  With the cold wintry weather there have been a lot of accidents, injuries and deaths on Interstate 80, 35, 235 and all the other highways in Iowa. I've been posting on some of them.

There are snow plows and Interstate Highway Workers out there and when you see one get over to the side, giving them plenty of room, stop and let them go by or get over and stay clear of the work area. Don’t challenge them or be impatient with these workers. They have a job to do and you challenging them for the road is going to get you no where fast. So back off and let those guys do their job.


Adventure Travel

The adventure travel business is big in the United States and for that matter all over the world.  In the year 2000 the estimated worldwide revenue was $154 billion and was growing at a 20% annual growth rate.  See Adventure Travel Industry Growth Statistics, Christina Heyniger, Xola Consulting. This industry is unregulated and the certifications the guides obtain are of limited comfort because the associations regulating those guiding services have no enforcement mechanism. The release documents the adventure travel customers sign completely relieves the guiding service of any wrongdoing these Generation X "kid" guides do on the trip. I've travelled all over the world and have some observations from my experience. I invite others to join in with comments and if you write to me I'll respect your privacy, if you want me to, and will use your experiences, both good and bad to make everyone aware of the pitfalls. So come join us with Adventure Travel.

Ag-Law Farm Accidents

Iowa farm families when suffering accidental injury can count on the Lombardi Law Firm to assist them in handling their insurance claims. If you need assistance with an insurance claim give us a call. We handle accidental rollover cases, highway collisions, injuries by equipment, grain dust cases, grain bin suffocation cases, explosions, burns from explosions and electric shock, electrocutions and chemical poisonings. If your accident isn't in this list, call us to see if we can assist you. For 30 years we've helped Iowans just like you to recover fairly. Call us at 515-222-1110 or write to Attorney Lombardi at sdlombardi@aol.com

Boating Accidents

Boating safety is a major concern for those who own or operate a boat on Iowa's lakes and rivers. On this site we focus on boating safety and how boaters get themselves in "hot water" with liability. If you're hurt while on the water you should immediately contact a quallified attorney and seek legal advice about how to gather and preserve the evidence you may later need to protect your rights.

Campus and School Accidents

Going to college is an exciting time in a young adult's life. But the college life is one where freedom causes those not yet ready for responsibility to experiment with the bounds of reason leading to unique ways people are injured. Join us at Lombardi Law Firm as we catalogue the university milieu and personal injury in America.

Car and Tractor Trailer Accidents

Although tractor trailers are a vital part of the American economy, their presence on the roads presents a significant problem while car drivers fail to respect them. The accidents are often severe, resulting in spilled products, bad wrecks, and possible death. If you are injured in an accident involving a tractor trailer along the highways of central Iowa, Steve Lombardi of the Lombardi Law Firm in Des Moines can help you handle these troubling times. Call 515.222.1110 for a free consultation.

Car Damage Property Accident Lawyer

With over 30 years of Iowa property damage and personal injury accident law we provide the law experience you need to maximize your personal injury recovery in any property damage case. If you have questions about property damage here are the answers to your questions. Due in part to the number of questions we get about property damage and how to settle the property claim after an accident the Lombardi Law Firm has created this page with a list of commonly asked questions. If your suit has significant personal injury or death claims we invite you to contact us about your case, but due to the time involved in answering questions (and the fact we still have to pay the bills around here) we do not allow non-client questions for just property damage. Clients may contact us at 515-222-1110 or 800-383-0331 or sdlombardi@aol.com.

Client Trial-Deposition Preparation

Lombardi Law Firm believes in trial preparation. We don't rely on luck to win your case. Instead we prepare you from the first moment we talk with you. What we do is listen to how you talk, think and most importantly answer questions. You can be successful if you are prepared correctly. Not all attorneys take the time to properly prepare their clients. We do.

Construction Site Personal Injury Accidents

Construction Site Personal Injury Accidents - Despite attempts to improve safety at construction sites by updating the regulations about equipment and producing detailed safety information, construction sites remain one of the most dangerous workplaces. If you are injured while working on a construction site, contact personal injury attorney Steve Lombardi as soon as possible to help with getting the relief you’re owed.

Criminal Law

Criminal law in Iowa is an interesting exercise in police power and the State of Iowa flexing it's muscle to collect fines and police the state. If we can help you find the right legal counsel to defend you against criminal charges contact Attorney Steve Lombardi at sdlombardi@aol.com or 515-222-1110. 

Dog Bite Accident Lawyer

With over 30 years of Iowa personal injury accident law we provide the law experience you need to maximize your personal injury recovery in any dog bite case.

Drunk Driving Iowa Personal Injury Accidents

Drunk Driving, Alcohol and Personal Injury and Wrongful Death Accidents in Iowa

Guns & Handgun Rights

If you want to carry or (buy) acquire a handgun, rifle, or revolver and you’re running into obstacles, the Lombardi Law Firm is here to help.  Based in Polk County, Iowa, lawyers Steve Lombardi and Katrina Schaefer practice statewide and are prepared to guide you through the getting, keeping, or renewing your permit to acquire or permit to carry weapons. And if you are a gun owner and need legal help we are here to help you with your legal problems.

Here are some of the services we can provide:

  • We can help you apply for a permit to acquire.  If you don’t already have a permit to carry, then you need to get a permit to acquire if you want to get a pistol or revolver. This is a fairly simple process.
  • We can help you apply for a permit to carry.  If you want to carry a loaded firearm in public in Iowa, you need a permit to carry.   We can help you apply.  Need help becoming eligible?  We can help.  Need to know what rights your permit to carry gives you?  We can help you there too. We can also direct you to where to take the concealed or carry permit instruction course.
  • We can defend you if you’ve brought your gun somewhere you shouldn’t have.  Did you bring your gun into a business that has a policy against guns?  Are you facing a trespass charge for being ready to defend yourself?  Need to know whether your firearm needs to be concealed or whether you can carry it openly?   Come to us to and we can help you protect your gun rights.
  • We can help you if your permit has been denied, suspended or revoked.  Maybe you’ve run into trouble with the application process, or maybe you just received notice that an annual background check has placed your right to bear arms in danger.  You can appeal any decision to deny, suspend or revoke your permit to acquire or permit to carry.  And we can help.

Hip & Knee Implants

Hip and knee replacement devices have come under increasing scrutiny in the last few years, as manufacturers began to recall certain types of these implants. One type of hip implant, and perhaps the most controversial at this time, is called a metal-on-metal bearing. With knees we're starting to see Zimmer's NexGen CR-Flex Porous Femoral component product questions.

I-35 I-80 I-235 I-380 Collisions/Accidents

Interstate highways 80, 35 and 235 personal injury lawyer teams up with lawyers from Minnesota, Iowa, Oklahoma, Illinois, Texas and all other states to provide information to those injured or the families of those killed in accidents and crashes with semi-trucks, motorcycles, cars, SUV's, mini-vans and those working on the highways (State Troopers, highway workers, DOT maintenance workers and others. ) Contact any of these firms for assistance. Steve Lombardi, 1300 – 37th Street, Suite 6, West Des Moines, Iowa 50266 (515)222-1110.

Large Damage, Major-Serious Injury and Death Cases

Damage cases involing death, brain injury, traumatic head injury, spinal injuries, loss of a limb or eyesight or hearing. Most law firms shoe every horse that comes into the barn. We won't and don't. We say no to most cases. We say "yes" to large damage cases so we can focus on getting you the best result.

Motorcycle, Bike and ATV Accident Lawyer

With over 30 years of Iowa personal injury accident law we provide the law experience you need to maximize your personal injury recovery.

Lottery, Gaming and Games of Chance

Winning the Lottery is more than Just Dumb Luck. - You can’t win a lottery without turning in a ticket.

As much as you may want to think this is about fairness, it’s not; it’s about playing by the rules you agreed to when you bought a lottery ticket that is later picked as having the winning numbers.

Don’t fool yourself into thinking you won the lottery when you can’t produce the winning ticket. To win the lottery you have to do several things.

  1. Be old enough to legally play the game.
  2. Buy the winning ticket.
  3. Buy the ticket during the time period when the game is active.
  4. Possess the winning ticket. (Can be by gift or other legitimate means. Just not stolen.)
  5. Sign the winning ticket.
  6. Turn the ticket in by the deadline for validation.
  7. Actually turn the ticket into the Iowa lottery.
  8. Have the ticket be validated by the lottery’s machinery.
  9. Don’t engage in fraud or theft to possess the winning ticket.
  10. Don’t wait to turn in the winning ticket if the economy is in down market because the value of the winning prize will probably decline.

The Iowa Lottery recently had a drawing named Hot Lotto that was sold at a Des Moines convenience store with the winning number being drawn on December 29, 2010. That meant the winning number had to be turned in on or before December 29, 2011. It was, but barely.

Pedestrian Collisions Causing Injury and Death

Pedestrian accidents can have many causes. Pedestrian accidents are caused by inattentive drivers, crossing in the wrong place, listening to an iPod or other MP3 device, the weather or a whole assortment of other facts. Lombardi Law Firm explores the many facets of pedestrian accidents. Come join us. Clients may contact us at 515-222-1110 or sdlombardi@aol.com.

Professional Licensure Defense for Doctors, Dentists, Pharmacists, Nurse Practitioners and Nurses

We assist the medical, dental, pharmacist, nurses and veterinary professionals with defense in civil matters having to do with the Iowa Board of Medicine and all other licensing boards. Call for a consultation.

Property or Real Estate related Injuries leading to Serious Injury or Death

If you’re injury or death case happened (caused) on property (real estate) you need to get a qualified legal opinion that will result in a successful insurance claim and lawsuit settlement or verdict. You need a lawyer on your side that is licensed as a lawyer and licensed as a real estate broker. As a lawyer with a client, but who doesn’t practice in this area full time you need direction and a lawyer who can act as co-counsel. We handle referral work all over Iowa and pay thousands of dollars in referral fees to Iowa’s rural practice lawyers. If you’re not sure there is a case call or email Attorney Lombardi and find out; this consultation is usually free of charge. 515-222-1110 or sdlombardi@aol.com


OWI-CDL Lawyers

Without a CDL you can operate. As a truck driver in Iowa an OWI can cost you dearly. Call these OWI-CDL Lawyers for HELP.

Unemployment Benefits in Iowa

If you’re unemployed or partially unemployed and are looking for an attorney to help you get the unemployment compensation you need, the Lombardi Law Firm is here to help.  Based in Polk County, Iowa, lawyers Stephen Lombardi and Katrina Schaefer practice statewide and are prepared to guide you through the difficult process of getting unemployment insurance benefits.

Where can you find legal help with your Iowa unemployment insurance claim? The Lombardi Law Firm is here for you. Call Steve and Katrina at 515-222-1110. 

Whistleblowers / Financially Ripped Off?

Financial crime has increased in America. The amount of retirement funds saved along with government fostering a gambling mentality has creating an environment where greed seems acceptable. Working people, honest people, young adults and the elderly need to be on the lookout to save their hard earned savings and to protect their futures. Join us with the Lombardi Law Firm as we create depository of blog posts that are all about financial rip-off stories that are in the news.

Workers' Compensation

If an individual is injured while on the job, he or she is entitled to worker’s compensation to pay the medical expenses and help cover a percentage of lost pay from mandatory time off. Although the process is relatively simple, getting the full value of your claim is a time-consuming and potentially complicated issue.

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Steve Lombardi
Iowa civil trial, workers' compensation and personal injury lawyer