What happens if my claim is rejected by the other driver’s insurance adjuster?

Maybe but it depends on what you mean by "rejected". Who rejected the claim? Was it the other driver’s insurance adjuster? If so they don't control who can and who can't file a claim. You will need to hire a lawyer who handles this type of case and on a contingent fee contract. 

Steve Lombardi
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Iowa personal injury, workers' compensation, motorcycle, quadriplegic, paraplegic, brain injury, death