Frequently Asked Questions
Below are some initial questions many clients have when they first contact Lombardi Law Firm. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.
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I was involved in a car accident in March of 2007. Person ran red light and t boned me. The other person was ticketed. I had to go to the chiropractor throughout the summer. Insurance company wanted to settle for $600 pain/suffering plus medical bills. I refused to settle since that is less then a weeks worth of wages. Now they are up to $1500 settlement offer - but i feel that is not enough for missing a summer of fun with my kids. Is this a fair settlement or do I need to find an Attorney? I realize the limit is coming up quick. Is this a fair settlement?
That question can't be answered without knowing more about your need for future medical care, permanent injury if any, that results in a reduced earning capacity - earnings, wage loss, who pays the medical expenses, are they all paid, does your health insurer want to be paid back? Are the doctors saying your need further medical treatment?
Many people, even me, don't like paying the lawyers, but realistically a client representing themselves has a fool for a client. Get legal advice and bite the bullet - pay a legal fee. You may not like paying a lawyer but then again I wish all the food at the grocery store was free to me and it's not. Neither is the light bill or the mortgage, or the garage that fixes my car, etc. You get the picture. It's called a free market economy.
My wife commutes from an Iowa office to a South Dakota satellite office. Several employees drive together in a company owned vehicle. The girls randomly take turns driving. I'm wondering what the liability is for the driver in the event of an accident. Not only pertaining to damage to the company car but also to the other passengers, other vehicles and or property.
A driver is liable for their own negligence. That won't change just because she is working. But the fact she is working and commuting between offices does make the employer also liable. Ask the employer for a copy of the auto insurance declarations page to see the coverage limits. With this many people in the car and winter months coming up your question is timely. If the coverage is two million or more I wouldn't worry too much. If the coverage is less than two million she should ask the employer to increase the coverage. And you too; make sure you have high limits of coverage on your own auto policy that covers your wife.
What are some of the things I'll need to prove a car accident claim?
1. Photographs of the cars, trucks or motorcycles involved.
2. Photographs to show the damage to the vehicles.
3. Photographs of the location of the collision.
4. Photographs and measurements of any skid marks or scuffs on the road's surface.
5. Photographs and measurements of anything that obstructed your vision along the roadway.
6. Towing bill.
7. Damage repair estimate with details of what was damaged or the total loss report. If the car, truck or motorcycle was a total loss then a photograph of it's condition just previous to the collision and the odometer reading.
8. You may need the bill of sale when you purchased the car, truck or motorcycle.
9. Car rental receipt or invoice if you had to lease a car while yours was getting repaired.
10. The police officers report of the accident; investigating officer's report.
11. Medical records from the medical service providers that show your conditions, diagnoses, prognoses, tests and other treatments.
12. Medical bills for all expenses for which you will make a claim.
13. Wage loss statement from your supervisor.
14. Medical report indicating whether you have permanent impairment.
15. Doctor's slip saying you had to miss work.
16. Witness names and contact information.