This man probably has a valuable Polk County, Iowa car accident case and Iowa lawyers see this type of claim every year. But in this case the person injured is trying to settle his own claim, probably by doing a little Internet research. Believing he is knowledgeable about how to settle his own case he files and works his own case. But is he ready to play lawyer? Does he understand enough about Polk County, Iowa car accident case law to be his own lawyer? Probably not, but let’s see why he is now asking an Polk County, Iowa car accident case lawyer for free advice.
Question: What if I made the adjuster in my Iowa drunk driver injury claim an offer to settle the case and did it without an attorney and before doing research and realized I way low balled it? An insurance agent left a message for me to callback and talk about the claim? Can I up the settlement with the information I've obtained?
Answer: You can withdraw your last offer before it is accepted and make a new offer. You may be hurting your claim without even knowing it because unlike a lawyer you are not trained to understand the law of Iowa personal injury claims. You may want to hire an attorney to negotiate a settlement of your Iowa drunk driver injury claim. In the end it could save you a lot of money.
This is a common situation with Polk County, Iowa car accident case, Iowa drunk driver injury claim, Iowa workers’ compensation, Iowa personal injury and property damage claims. Iowa lawyers see people do this same thing with representing themselves after doing a little Internet research. Litigation isn’t like repairing a toilet but the Internet gives people a false sense of security they are fully equipped to play lawyer. Some people with valuable claims try to handle their own case and end up ruining their Iowa personal injury insurance claim. In the end it matters little whether the case is ruined because of what they say to unethical insurance adjusters or that they settle too darn cheap. Either way they are not getting all they can. Not all insurance adjusters are unethical, but like any profession a few bad apples can ruin it for everyone.
Are you smart enough to know if the adjuster thinks your claim is frivolous?
Iowa lawyers are told quite often by clients their case is different because they are honest and those other people aren’t honest. Or clients will say their case is different because theirs is not frivolous, inferring many claims are but theirs is not. This statement is meaningless to an insurance industry that spent billions of dollars trying to convince the general public millions of frivolous claims were clogging up the legal system. What they, and probably you, don’t understand is they see most every case as frivolous.
How will you know the insurance adjuster thinks your case is frivolous? You won’t because they will not volunteer that opinion. Instead the adjuster will steer the recorded interview in such a way to void your claim. You will know what he or she thinks only after they deny your claim.
Is your claim considered by the insurance adjuster to be frivolous or not? Very few cases are frivolous. I’m not sure I’ve ever seen a frivolous personal injury case in Iowa. But that’s not what insurance adjusters are taught to think; quite the opposite. Most people think their claim isn’t and you might be right, but then again you might be wrong about what some activist insurance adjuster thinks about your Polk County, Iowa car accident case. Can you afford to be wrong? If you can afford to lose, then it’s not a problem, just have at it; if you can’t hire an Iowa insurance lawyer.