Who pays for a car rental after an accident?

For good advice see a lawyer and if you have questions about this blog, the law or your case write or call me directly. Steve Lombardi, sdlombardi@aol.com and 515-222-1110. I handle all types of personal injury cases including car accidents, truck accidents, motorcycle accidents, workers' compensation cases. We help truckers all across the country who come through Iowa and end up in an accident. If we need other lawyers from other states we hire them and it costs you no more than what you would pay us; in other words, we split the fee between us. So call 515-222-1110 or email us at sdlombardi@aol.com.
Steve Lombardi, Attorney

As a practical matter if you have car rental insurance on your own policy then use it, because it's going to be less of a hassle to deal with a company to which you pay a premium than it is with one you don't. If you don't have insurance, don't have a driver's license; don't have a credit card you are basically screwed when it comes to a rental, following an accident. This is true because rental car companies won't rent to a person who doesn't have auto insurance or a credit card; and while the other-guy's insurance company may owe you a rental they don't owe you insurance coverage; that's on your dime. So if you can't cover the risk aspects of insuring a rental you're SOL. If this is the position you find yourself in following an auto accident I'd suggest you find a friend that will lend you a car and the two of you can work out a reasonable daily rental rate (say $15 or $20 per day) and submit a bill later on to the other guy's insurance company.