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I-35 I-80 I-235 I-380 Collisions/Accidents

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• Newest Reports on Fatal Accidents in Iowa as of May 14, 2012

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I-35 I-80 I-235 I-380 Collisions/Accidents

• New Mexico Crash Classification And Analysis Code Sheet

What is the minimum insurance coverage I need for a tractor trailer in Louisiana?

For good advice see a lawyer and if you have questions about this blog, the law or your case write or call me directly. Steve Lombardi, sdlombardi@aol.com and 515-222-1110. I handle all types of personal injury cases including car accidents, truck accidents, motorcycle accidents, workers' compensation cases. We help truckers all across the country who come through Iowa and end up in an accident. If we need other lawyers from other states we hire them and it costs you no more than what you would pay us; in other words, we split the fee between us. So call 515-222-1110 or email us at sdlombardi@aol.com. 

A:

Interesting question and one that I've not had asked of me before today. Semi trucks are covered under federal law because of the nature of their business being multi-state or in the stream of commerce.
 Tractor Trailers require a limit of $1,000,000 for operation; all other vehicles require coverage amounts according to the laws in their base state. See the Truckers Insurance Group's FAQ's and eHow's discussion of Semi-Truck Insurance. The amount of coverage you need along with the types of loads you carry and the driver's own record will dictate the premium.

For state minimum limits for cars, motorcycles and SUV's see Car Insurance Requirements.

State-by-State Minimum Requirements

• Alaska 50/100/25
• Alabama 20/40/10
• Arkansas 25/50/15
• Arizona 15/30/10
• California 15/30/5
• Colorado 25/50/15
• Connecticut 20/40/10
• Delaware 15/30/5
• Florida 10/20/10
• Georgia 15/30/10
• Hawaii 20/40/10
• Idaho 20/50/15
• Illinois 20/40/15
• Indiana 25/50/10
• Iowa 20/40/15
• Kansas 25/50/10
• Kentucky 25/50/10
• Louisiana 10/20/10
• Maine 50/100/25
• Maryland 20/40/10
• Massachusetts 20/40/5
• Michigan 20/40/10
• Minnesota 30/60/10
• Mississippi 25/50/25
• Missouri 25/50/10
• Montana 25/50/10
• Nebraska 25/50/25
• New Hampshire 25/50/25
• New Jersey 15/30/5
• New Mexico 25/50/10
• Nevada 15/30/10
• New York 25/50/10
• North Carolina 30/60/25
• North Dakota 25/50/25
• Ohio 12.5/25/7.5
• Oklahoma 10/20/10
• Oregon 25/50/10
• Pennsylvania 15/30/5
• Rhode Island 25/50/25
• South Carolina 25/50/25
• South Dakota 25/50/25
• Tennessee 25/50/10
• Texas 20/40/15
• Utah 25/65/15
• Virginia 25/50/20
• Vermont 25/50/10
• Washington 25/50/10
• Wisconsin 25/50/10
• West Virginia 20/40/10
• Wyoming 25/50/20

Welcome to the Lombardi Law Firm website. Knowing your rights and how to protect yourself is important. Always be alert to risks that can cause you injury or get you killed.  Steve Lombardi provides commentary and insight on this blog, The Verdict and also writes for the Iowa Edict and on occasion on the Des Moines Register web site. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses for all types of accidents and injuries. Attorney Steve Lombardi is a personal injury lawyer. Join us in making the world a safer place. (515-222-1110 or sdlombardi@aol.com )

Lombardi Law Firm
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West Des Moines, IA 50266
Phone: 515-222-1110
Toll Free: 800-383-0331
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