Q: What can I do if I was involved in a car accident with no insurance? On Dec. 17th, I broke my pelvis when a car hit my car head-on. I was turning left at a green light, as though it were a green arrow in a moment of mental lapse. The truck was full speed as the light changed, as he was anticipating it as he approached. I have no insurance, and my plates were expired since I am unemployed, a single mom, and was waiting until after Xmas to take care of these expenses. I was dumb, I know, but what happens now? Am I going to be sued? How is fault determined in this case? Note: his 2003 Ford was also totaled by insurance, but he was uninjured.
A:
I would not be so quick to give up liability. You should see a lawyer and not speak to anyone until you have a lawyer; the lawyer may be able to do something for you in obtaining a recovery. Insurance and plates have nothing to do with who is at fault; more than one party can be at fault in an accident. You may get sued, but realistically you can't get something from nothing; so if you're broke there is little for the other side to gain in suing you. Call if you require our assistance we are in West Des Moines.For good advice see a lawyer and if you have questions about this blog, the law or your case write or call me directly. Steve Lombardi, sdlombardi@aol.com and 515-222-1110. I handle all types of personal injury cases including car accidents, truck accidents, motorcycle accidents, workers' compensation cases. We help truckers all across the country who come through Iowa and end up in an accident. If we need other lawyers from other states we hire them and it costs you no more than what you would pay us; in other words, we split the fee between us. We also handle other civil types of cases and do defend when called upon. After all I am a lawyer. So call 515-222-1110 or email us at sdlombardi@aol.com. 