Q: What can I do if I was involved in a car accident with no insurance? On Dec. 17th, I broke my pelvis when a car hit my car head-on. I was turning left at a green light, as though it were a green arrow in a moment of mental lapse. The truck was full speed as the light changed, as he was anticipating it as he approached. I have no insurance, and my plates were expired since I am unemployed, a single mom, and was waiting until after Xmas to take care of these expenses. I was dumb, I know, but what happens now? Am I going to be sued? How is fault determined in this case? Note: his 2003 Ford was also totaled by insurance, but he was uninjured.
A:I would not be so quick to give up liability. You should see a lawyer and not speak to anyone until you have a lawyer; the lawyer may be able to do something for you in obtaining a recovery. Insurance and plates have nothing to do with who is at fault; more than one party can be at fault in an accident. You may get sued, but realistically you can't get something from nothing; so if you're broke there is little for the other side to gain in suing you. Call if you require our assistance we are in West Des Moines.