Q: What can I do if I was injured at work but my worker's compensation does not cover all costs?I slipped and fell at work on the school bus steps. I hurt my back and the xray and MRI says I'm fine but I can't function and I am in constant pain. The doctor says I have lower lumbar pain and my left sciatic nerve is giving me problems. I went to physical therapy but workers comp only approved 12 visits. I have a list of restrictions. Workers compensation won't approve my 2nd opinion on my back and won't approve any more therapy and they just started pay me but they are under paying me. On January 13th, I would have been off work for 3 months. I have an 11 month old child and due to non payment from workers comp I lost my apartment and my lights and water got cut off. I had to pull my child out of daycare. My job wont let my come back unless I am free from restrictions and free from doctors care. If I do a settlement case with my job and workers comp how much do you think I'll get? Because I am so far in debt and now I have to go to court over the apartment I just lost.
For good advice see a lawyer and if you have questions about this blog, the law or your case write or call me directly. Steve Lombardi, email@example.com and 515-222-1110. I handle all types of personal injury cases including car accidents, truck accidents, motorcycle accidents, workers' compensation cases. We help truckers all across the country who come through Iowa and end up in an accident. If we need other lawyers from other states we hire them and it costs you no more than what you would pay us; in other words, we split the fee between us. We also handle other civil types of cases and do defend when called upon. After all I am a lawyer. So call 515-222-1110 or email us at firstname.lastname@example.org.
It's way to early to even think about settling your claim; so forget about doing so. The authorized treating physician is the one with the medical license, not some adjuster with a bachelors degree in Frisbee tossing. Get the physician to prescribe necessary medical care in writing and then communicate that to the insurance company. Keep a copy of all written medical orders. If the insurance case mismanager doesn't authorize the treatment hire an attorney. We'd be happy to assist.