Question Detail: My mom recently lost her job due to the fact that she broke her ankle in 2 places slipping down the second floor stairs. Apparently it was covered with hard ice, she was hospitalized and had to have surgery. I had to take a flight to help her with her kids since she's a single mother with 3 kids. I was wondering if she can sue the home owner even if he states he has no homeowners insurance, he also raised her rent since I'm here helping her with her PT and house stuff.
Answer: If the homeowner has a mortgage it is doubtful they are telling you the truth about not having insurance. All lenders require homeowner's insurance. Firmly request the name of their homeowner's insurance company and you will contact a lawyer to sue them.