Why does the insurance adjuster want to take my statement?

Adjusting claims isn’t about being fair – it’s about paying less.

Two reasons really and neither is in your best interest.

Insurance adjuster talk to those filing claims for two reasons and only two reasons – and I can prove it.

1. See if they can get you to say something that gives them a reason to deny your claim.

2. See if they can get you to say something that allows them to pay you less than the law reasonably requires.

Here let me prove I’m right.

Name one adjuster, who has ever said to someone filing a claim,

Adjuster: “How much do you want to settle your claim?"

Claimant: “Well, how about a $1,000.00 for the pain and suffering?”

Adjuster: “A $1,000.00? No I can’t pay you that much, it wouldn’t be fair. You’re entitled to more than what you’ve asked me to pay you. How about if I pay you more than you asked for, would you accept more?”

Find me a place on one insurance company website that tells those who are injured by their insureds that the value of their time or pain/suffering or quality of life has any value whatsoever.

State Farm – Your good neighbor.

AllState – You’re in good hands. Or We’ll give you something to smile about.

Progressive – Name your price.

Farm Bureau -

Allied / Nationwide – Is on your side.

Farmers Insurance Group – Planning is your best protection against the unexpected.

I didn't think so, I rest my case.

Welcome to the Lombardi Law Firm website. Being prepared isn’t the same as being able to litigate a lawsuit. Don’t be foolish, be prepared and seek good legal advice from a seasoned personal injury lawyer. Know your rights, protect yourself and be alert to risks that can cause injury or death. Visit the Help Center at the InjuryBoard or here at the Lombardi Law Firm’s website. Steve Lombardi writes for each and explores the how's and why’s people are injured. He also provides commentary and insight on his blog at The Verdict and on the Des Moines Register. We try to make our website an interesting source of information for all people who seek information concerning injury or death. We attempt to provide information that makes you more aware of how to avoid injury and death. We are here to assist you to stay safe. Call us if you have legal or safety questions. (515-222-1110) We are willing to assist you in finding answers to your questions and regularly write about safety that readers bring to our attention about the workplace and on the highway. Good luck on the road and job site and be safe. sdlombardi@aol.com

If you or your spouse is involved in any kind of accident contact the Lombardi Law Firm. We will assist you with your claim. Steve Lombardi has more than 30 years in civil litigation including death and injury cases for workers and their spouses from many types of accidents and injuries. We don't charge you to talk with Mr. Lombardi to find out if you have a case. Don't delay call him today. Attorney Lombardi writes for blogs at The Verdict on Lombardi Law Firm, the Des Moines market of InjuryBoard.com and on occasion on the Des Moines Register web site. Steve Lombardi is a personal injury lawyer, husband, father and grandfather who pride’s himself on doing more than just practicing law. Join us in making the world a safer place.

Know your rights, act proactively and protect yourself.