Near Sloan, Iowa on September 12, 2009, around 8 pm police were called because of a collision between two cars on Highway 75 at mile marker 3, according to online news sources KCAU. A car driving northbound went into the ditch and back out, then “crossed the center line and collided head on with a minivan.” The reason for the driver’s loss of control is unknown. The driver was transported to Mercy Medical Center with injuries. In the minivan were two adults and two children who all suffered serious injuries and were brought to the same hospital as the driver. No other details are known.

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Car and Tractor Trailer Accidents

2/23/2010
Steve Lombardi
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Sloan, Iowa Accident Can Be A Lesson in Law and Logic

Near Sloan, Iowa on September 12, 2009, around 8 pm police were called because of a collision between two cars on Highway 75 at mile marker 3, according to online news sources KCAU. A car driving northbound went into the ditch and back out, then “crossed the center line and collided head on with a minivan.” The reason for the driver’s loss of control is unknown. The driver was transported to Mercy Medical Center with injuries. In the minivan were two adults and two children who all suffered serious injuries and were brought to the same hospital as the driver. No other details are known.

This is old Highway 75. What caused the car to first go into the ditch and then to come back out of the ditch, onto the road bed and across the center line striking a minivan head-on. What a mess this one is. You've got 5 people, two adults and five children all injured - makes me wonder what was the distraction or what other cause could be a factor. Legally the issues are lookout, speed, control and reactions.

What will they say was the precipitating cause of this loss of control?

Was the driver distracted?

Were the passengers and driver engaged in a distraction?

Was alcohol involved and if so will a bar be pulled into this one?

Was there a defect in the car? Good tires – bad tires? Proper maintenance performed?

Did a deer run in front of the car?

How fast was the car traveling before the initial loss of control? Did the road conditions have anything to do with it?

Was the weather a factor? According to the news report it doesn’t seem to have been.

How experienced was the driver? What were the ages of the driver and passengers? Did they have cell phones in the car? On or off -  texting or calling?

The list goes on and on…





For good advice see a lawyer and if you have questions about this blog, the law or your case write or call me directly. Steve Lombardi, sdlombardi@aol.com and 515-222-1110. I handle all types of personal injury cases including car accidents, truck accidents, motorcycle accidents, workers' compensation cases. We help truckers all across the country who come through Iowa and end up in an accident. If we need other lawyers from other states we hire them and it costs you no more than what you would pay us; in other words, we split the fee between us. So call 515-222-1110 or email us at sdlombardi@aol.com. 
Steve Lombardi, Attorney




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How long should I want to hear back from an adjuster for a claim?  I was in an automobile collision where I was not at fault in Aug 2010. I suffered a broken foot where I needed surgery. The adjuster was very nice and indicated he wanted to get this settled quickly. He said I needed to wait until the doctor released me from care before he could settle the claim. In June 20, 2011, I sent him a letter with a packet of photos, copies of medical bills, pay stubs, explanation of the collision, etc. I also told him I expected to hear back from him 30 days from the date of the letter. On July 20th, 2011, He left a phone message saying he needed to get the medical bills directly from the facilities and needed to contact my health insurance for a lien (since they paid for most of my care). That was the last time I heard from him. It is now Jan 24, 2012 - over 6 months later. I did some research and found that the statute of limitations for personal injury is 6 months from now (2 years after the collision). Is waiting 6+ months to hear back from the adjuster as he collects this information Bad Faith?

Is it a valid excuse that my tire dropped off the shoulder just before I overcorrected, lost control and went over the center line, where the accident happened?

What can I do if I was involved in a car accident with no insurance? On Dec. 17th, I broke my pelvis when a car hit my car head-on. I was turning left at a green light, as though it were a green arrow in a moment of mental lapse. The truck was full speed as the light changed, as he was anticipating it as he approached. I have no insurance, and my plates were expired since I am unemployed, a single mom, and was waiting until after Xmas to take care of these expenses. I was dumb, I know, but what happens now? Am I going to be sued? How is fault determined in this case? Note: his 2003 Ford was also totaled by insurance, but he was uninjured.

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