Louisa County, Iowa Crash Demonstrate Why Crappy Insurance Coverage Isn't In Your Best Interest

Four people died in this crash Saturday night in Louisa County on Highway 70. The Iowa State Patrol investigative report points towards a 1995 Honda Civic (driven by one Francisco Chariz-Ortiz, as having crossed the center line and causing a head-on crash with Ezra’s 1993 Toyota Camry. The State Patrol officer, Andreason drew no firmer conclusions about what might have caused that vehicle to cross the center line. The preliminary report doesn’t give much information about what cars the four were in. The driver of each car died. A 21-year-old male was life-flighted to the University of Iowa Hospitals and Clinics. A 20-year-old, a 42-year-old female and two other males, ages 25 and 29 were all taken by ground ambulance to the Stacy Lewis Funeral Home.

I’ve put several blogs up this week having to do with this situation. One is the necessity of knowing what underinsured motorist coverage you have on your auto policy and the other is where to check the road conditions online.

Louisa County has had issues with flooding coming over roads so knowing road conditions is as important in the summer as it is in the winter.

To read about underinsured coverage see these posts:

Crappy Consumer Insurance: USAA’s Fade-Away UM Coverage –Disserving the US Military, Steve Lombardi | February 07, 2010 12:01 PM | 0 Comments Des Moines, IA , If it benefited our servicemen and servicewomen would you mind if today I was really cruel to an insurance company? Here goes, USAA is un-American and sets such a low standard that they should be...

Ohio’s UDM Coverage: Consumers Being Sucker Punched! The Never-Pay UDM Auto Policy, Steve Lombardi | February 05, 2010 8:01 AM | 0 Comments Des Moines, IA , Ohio must be using the new math? For two days now (Here count them using your fingers, one and two.) we’ve discussed how the Ohio legislature got together with their insurance buddies and...

Ohio Underinsured Coverage – They took it away and still charge you a premium., Steve Lombardi | February 04, 2010 8:01 AM | 1 Comment Des Moines, IA , Yesterday we covered underinsured coverage in Ohio and specifically the minimum limits type of insurance. Those minimum limits are $12,500. We found out the broad view was rejected and the narrow...

It Really Sucks Being in an Auto Accident in Ohio, Steve Lombardi | February 03, 2010 12:01 PM | 2 Comments Des Moines, IA , I thought of titling this piece Underinsured Motorist Coverage, The Narrow View fits Narrow Minds, but really I couldn't because in reality it just sucks to be a Buckeye. Don’t mind me the...