This man probably has a valuable drunk driver injury claim and Iowa lawyers who see this type of claim every year know how to determine what it is worth. They also know how difficult it is to realize the value. But in this case the person injured is trying to settle his own claim. He's probably done a little Internet research and now thinks he's all ready to play lawyer.
Equipped with the latest chat-room legal advice one can find, he is thinking he is now smart enough to settle his own case. With all that Internet experience behind him, he contacts the insurance adjuster.
BUT IS HE READY TO PLAY LAWYER?
Does he understand enough about Iowa drunk driving personal injury law to be his own lawyer? Probably not, but let’s see why he is now asking an Iowa injury lawyer for free advice.
DRUNK DRIVING QUESTIONS & ANSWERS
Question: What if I made the adjuster in my Iowa drunk driver injury claim an offer to settle the case and did it without an attorney and before doing research and realized I way low balled it? An insurance agent left a message for me to callback and talk about the claim? Can I up the settlement with the information I've obtained?
Answer: You can withdraw your last offer before it is accepted and make a new offer. You may be hurting your claim without even knowing it because unlike a lawyer you are not trained to understand the law of Iowa personal injury claims. You may want to hire an attorney to negotiate a settlement of your Iowa drunk driver injury claim. In the end it could save you a lot of money.
But should you be trying to settle your own drunk driver injurycase?
This is becoming a more common situation with Iowa drunk driver injury, Iowa workers’ compensation, Iowa personal injury and property damage claims. Iowa lawyers learn of people representing themselves after doing Internet research. We just shake our heads. Litigation isn’t like repairing a toilet, but the Internet gives people a false sense of security that they are fully equipped to play lawyer. Some people with valuable claims try to handle their own case and end up ruining it. In the end it matters little whether the case is ruined because of what they say to unethical insurance adjusters or that they settle too darn cheap. Either way they are not getting all they can, could or should get. Not all insurance adjusters are unethical, but like any profession a few bad apples can ruin it for many.
Are you smart enough to know if the adjuster thinks your drunk driver injury claim is frivolous?
Iowa lawyers are told quite often by clients their case is different because they are honest and those other people aren’t honest. Or clients will say their case is different because theirs is not frivolous, inferring many claims are but theirs is not. This statement is meaningless to an insurance industry that spent billions of dollars trying to convince the general public millions of frivolous claims were clogging up the legal system. What they, and probably you, don’t understand is they see most every case as frivolous.
How will you know the insurance adjuster thinks your case is frivolous? You won’t because they will not volunteer that opinion. Instead the adjuster will steer the recorded interview in such a way to void your claim. You will know what he or she thinks only after they deny your claim.
Is your claim considered by the insurance adjuster to be frivolous or not? Very few cases are frivolous. I’m not sure I’ve ever seen a frivolous personal injury case in Iowa. But that’s not what insurance adjusters are taught to think; quite the opposite. Most people think their claim isn’t and you might be right, but then again you might be wrong about what some activist insurance adjuster thinks about your Iowa drunk driver injury claim. Can you afford to be wrong? If you can afford to lose, then it’s not a problem, just have at it; if you can’t afford to lose then hire an Iowa drunk driver and insurance lawyer.
If you've been injured by a drunk driver it's important to speak with an experienced personal injury attorney. Please feel free to contact us online or call us directly at 515.222.1110 to schedule your free, no obligation consultation.