

Driving a car or truck or motorcycle and passing another vehicle go hand in hand. But, passing is a somewhat risky maneuver that can be complicated by several factors. Improper judgment by the driver when executing a pass can have serious consequences. In this case, one person died and five went to the hospital.
Iowa law says you can’t pass until you can do so safely and should only come back into your lane of travel when it is safe to do so. Iowa law also says you can’t cross the center line to pass until you can do so safely, meaning there is a clear lane to do so. Iowa law also says you have to drive using due care and to really do drive the car when you have a proper lookout. So why do we see accidents where one car pulls out to pass another and runs head-on into an oncoming car? Normally it’s a failure of several aspects by the passing vehicle’s driver.
When you can’t really see if the oncoming traffic lane is clear you shouldn’t pull out – PERIOD! If you really feel the need to pass, then inch over towards the other lane, leaning left and looking for oncoming cars. If you can’t see any that doesn’t mean you get to just pull out anyway. What it means is that you need to pull over to the left a little more until you can see clearly that the lane is clear. If when leaning to the left you see a hill and can’t see beyond the hill’s crest then don’t pull out, but wait until you can see as far as is necessary to pass safely.
Passing semi-tractor trailers is difficult and it takes a lot of patience to pass one safely. But when it’s just two cars, like the one in Tama County on October 14, 2007 it’s difficult to know why more patience hasn’t been exhibited. One is a Nissan and the other a Mazda. The Nissan is the going to pass and the car being passed is a Camaro. A Camaro is a pretty low vehicle. As was the result in this case the driver that was hit head-on was wearing a seat belt and still died. We don’t really have enough facts to know if the passing was improper. The reasoning of the offending driver is not yet known and charges are pending further investigation. In many cases the improper passing is simply a matter of impatience and poor judgment. In this case seatbelts didn’t help anyone, because four went to the hospital in Marshalltown, one to Waterloo and the last to Phillips Funeral Home.
This appears to have all the makings of operator error in exercising poor judgment when attempting to pass another car. Protect yourself, your legal rights and those whose lives may be affected by your driver decisions. Slow it down and make better driving decisions.
There was a crash in Mitchell County near the town of Osage that occurred on November 2, 2007. This to-the-rear-end near-collision is one that illustrates how the driver in the front can be considered negligent. Iowa being a comparative fault state there is probably fault to be attributed to both drivers but let's examine how this can be so to the front vehicle. Normally we would blame fault on the driver to the rear and that may be the situation in this case, but experience tells me that in this case front positioned driver may share the lion’s share of fault.
Here is what the officer described in the investigative report. This is a two car collision with no contact between vehicles. Both cars are traveling in the same direction on what appears to be a gravel road. The driver to the rear is 16 year old Benjamin Mobley. His 14 year old brother is a passenger. They are traveling east bound on 410th Street, which appears to be a gravel road because they are driving in dust. The car to the front slows to look at a deer in the ditch. And that is where I believe the negligence of the front driver comes into play. Due at least in part to the cloud of dust young Mr. Mobley doesn't realize the front vehicle is slowing. The accident investigation report indicates he doesn't realize the front vehicle has slowed until it is too late and to avoid the collision takes evasive action by turning to the left. The left front wheels drop off the roadway on the north side causing the driver to lose control and the vehicle to roll over, ejecting the passenger.
Now the law of negligence is about “foreseeability” and anyone who has driven on a gravel road knows that they are kicking up a cloud of dust. The cloud of dust will and usually does obstruct the vision of the driver following behind. And that foreseeability should indicate to the front driver he should not slow down unexpectedly or slow down or stop in the middle of the road lest he cause an obstruction that the rear driver will not anticipate or have enough time to avoid striking. In other words it should be foreseeable to the front driver that the driver to the rear will not have a normal view of what the car in front is doing; like slowing or stopping. And that once the driver to the rear clears the dust he will have little time to avoid striking the slowed or stopped front vehicle that now obstructs his path on the road. And further that once he sees the front car his stopping time will be diminished due to surface considerations that affect braking distances.
So what lawyers do is use the Iowa State Patrol investigation to assist in analyzing negligence to right the wrong which in this case cost the young passenger his life. A good thorough investigation is always a part of a tough liability case and perhaps can make the difference in a successful lawsuit.
Know your rights, protect yourself and guard your rights against those who would take them away.
Driving while the sun is in your eyes making it impossible to see what is in front of you, most of the time is a civil wrong. Just because a driver isn't given a ticket (citation for violating the law) doesn't mean they aren't negligent. In other words a driver can still be sued in civil court even though the police officer didn't issue a ticket. On November 19, 2007 I'll post about falling asleep while driving.
So when for instance a young child is struck by a car, like the one that happened at 25th Street and Forest Avenue in Des Moines on Monday night, the driver of the van can still be sued for negligence. The standards for criminal laws being violated and civil rules being breached are different. Criminal violations are tougher to prove. So a child crossing the street and being run down by a car or van where the driver claims the sun was in his eyes, may still be wrong civilly. And that civil breach will probably lead to recoverable damages.
Everyone knows the sun is there and is in the west when it sets. It's not like this is some act of God that today the sun for the first time ever is setting in the West. We all have or should have a pair of sun glasses available when we drive to help out in these situations. And at 6:30 pm which is about the time this child was struck, we know in early October that it will be something drivers need to contend with.
So no ticket issued doesn’t mean not negligent.
QUESTION: Am I at fault if I crash into someone else while driving in dense fog? After all it isn't my fault, it was the fog!
ANSWER: If we ignore all other facts and entertain only the fog issue, then my opinion is that you are likely to be at fault. There is nothing unusual about the fog. Fog is fog. It's a weather condition that all drivers must contend with and everyone knows that fog is the sort of weather condition that reoccurs and is known to the driver. Fog isn't usually a surprise that suddenly and unexpectedly occurs. If you are driving along in the middle of a bright sunny day, without any weather conditions and some freak of nature fog bank suddenly and without warning moves in overtaking your vehicle, then maybe you have a sudden emergency but otherwise no. A heart attack is a sudden emergency. Fog is not.
To see what can happen when a driver continues driving in fog that interferes with their ability to maintain a proper look consider these two accidents and ask yourself; Were they preventable?
Here is the story as reported by the online Gazette.
Scott Nelson, 42, died when he drove his pickup into a semi-trailer truck that came to rest across Highway 20 after a collision with a stopped vehicle in dense fog about a mile west of Epworth, the Iowa State Patrol said.
Ron Fowler, 56, of Boone, was attempting to turn left from the northbound lanes of Highway 6 onto Skyline Road near Dubuque Regional Airport at about 1:30 p.m. when a southbound vehicle driven by Gene Horn, 57, of LeClaire, struck the rear of his semi-trailer truck, according to the Dubuque County Sheriff's Office.
And in this one a Waterloo police officer was struck due to fog.Once again today we visit the issue of negligence or fault under Iowa’s comparative fault statute, Iowa Code Chapter 668. Today’s act is stopping on a highway. A driver could be found to be negligent if they stop over the crest of a hill. That means simply coming up over a hill and then stopping on the downside out of sight of oncoming traffic. Stopping in such a location doesn’t allow oncoming traffic the opportunity to have sufficient time to stop. If the driver in this condition is faced with an emergency a first impression would be to excuse the situation. But that isn’t always the case. If the driver of the stopped vehicle has time to exit the car and then to warn other drivers it could still be considered negligence. If they do try to warn, but fail to do enough to warn other drivers of the stopped vehicle it too can be an act of negligence.
There is a story being reported where an elderly woman for no explained reason stopped just over the crest of a hill on U.S. Highway 34 east of New London in southeastern Iowa. She was sitting in her car when a National Guard bus crested the hill and struck her vehicle. The bus driver stated he could not stop in time to avoid striking the vehicle. The woman died in the ensuing crash. A further investigation is necessary to try and explain the reasons she stopped. If it were a heart event then she would certainly be excused under the doctrine of sudden emergency.
Most of us think of negligent acts in terms of who was the one striking who. But in this instance it’s the person being struck that is the negligent one, or so it appears. Although this is an unfortunate accident it does demonstrate a point about negligence and fault and for no other reason we discuss it.
Of course the other party can always argue about speed, time and distance issues involving the bus driver and whether his acts amounted to negligence, but that is for another day.
The Des Moines Register reports that a 47-year old woman was struck as she rode her bicycle on Merle Hay Road in Des Moines. A van owned by the French Way Cleaners ran into the rear of a Grand Caravan causing the Caravan to go sideways and into the bicycle. According the report the bicyclist then lost control and ended up under the wheels or the French Way van and was drug several feet.
The bicyclist is reported to be in Iowa City Hospitals and Clinics being treated for multiple fractures including a fractured pelvis, ribs and multiple abrasions."The accident happened when a French Way Cleaners van driven by Kevin McCurn of Des Moines ran into the back of a Grand Caravan driven by Carlyle Melin of Olathe, Kan., Aswegan said. The impact pushed the Grand Caravan sideways and into the bicycle. The cyclist lost control and was thrown under the wheels of the French Way van and was drug several feet."
The Gazette reports a Texas man driving the wrong way on Interstate 80 sideswiped to semi-trucks and then struck a third head-on. A few years ago one of our clients was killed when she was involved in a similar accident with an elderly driver who did the same. The divided highway system does create some issues with site distances and signs creating some confusion. There is no indication of alcohol being drunk by the driver.
A train-tractor collision resulted in the death of a female passenger and injury of the driver and an infant passenger. Although still under investigation it’s interesting from the standpoint of analyzing negligence of both the tractor driver and the railroad train operating engineer. Each has certain responsibilities for speed, lookout and control of the motorized vehicles they are driving on the public roads.
“ALTA, Iowa -- A 20-year-old woman is dead and an infant and 21-year-old man were injured when a tractor collided with a train on Saturday afternoon in Alta, according to police.”
The train’s engineer is in most communities is supposed to sound the horn before traversing public or city streets. That’s to warn cars and truck drivers of the trains presence. The requirement involves the number of horn blasts and how far from the intersection that is to occur. Most communities have an ordinance involving train track crossings.
Of course the car, truck, farm equipment or tractor operators have certain duties as well. You have to keep a lookout for what is obviously there and when crossing train tracks look both ways. Maintaining a proper lookout is the duty the driver when driving. That sounds axiomatic but when analyzed in a court of law it’s more difficult than it might first appear.
For instance, what if there are hedges along the road or street? We must know if that vegetation obstructs the driver’s view. Who owns the land along the side of the road where the plants, bushes or trees are growing? Because it may, according to local and state law, be their responsibility to trim the branches and keep the sight distances and angles open to view; so as to avoid blocking a driver’s vision.
That Sioux City Journal comes up with some interesting accidents. This one will surely prove to be an interesting claim to iron out.
A car collision in Villisca, Iowa demonstrates a point about your car insurance coverage and whether or not you have adequate coverage. Here is the story as reported in the news.
A two car collision occurs when one of the cars fails to stop at a stop sign. The police later determine the vehicle that failed to stop at the stop sign was stolen. Now let’s assume for the sake of this discussion that the vehicle that the at-fault vehicle is in fact stolen. What happens to the claims of the not-at-fault injured participants?
The participants who are not at fault will want to pursue their claims against the owner of the stolen vehicle; but that will go no where. For insurance coverage to apply to the at-fault acts of a non-owner, the driver must have permission to be driving the vehicle. Permission requires driving with the knowledge and consent of the owner. In this case the vehicle if stolen is not being driven with the consent of the owner. Isn’t that pretty much the definition of a stolen vehicle? It is so trust me on that definition. The owner’s insurance company will deny coverage because insurance coverage doesn’t apply to those who steal an insured’s car.
Now don’t go whining about how it’s not your fault and why should your insurance company have to pay. Trust me when it comes to whether you have coverage, fault has nothing to do with it. It’s a matter of contract language. The policy will govern coverage. After you have coverage then it’s a matter of fault and who which insurance company or individual gets to pay. And if that’s not enough to make you appreciate what I’m talking about then put the shoe on the other foot. By that I mean think of your car being stolen and whether your insurance company should cover a non-fault driver colliding with a stolen car that later is determined to be your own. Right, now you understand.
Okay, so you’re scratching your head and asking me where you go from here. Well, our first target for insurance coverage will be the at-fault driver’s insurance coverage; but you can bet either of two things applies to him. First, it’s unlikely he has auto insurance. Second, if he does it’s not going to cover him while stealing cars.
You’re still scratching your head aren’t you? Well you should have collision coverage on your auto policy that will cover damage to your car. You should have medical pay coverage that covers your medical bills, to the extent you purchased it. If you purchased rental car insurance coverage that will be covered under your policy; it should be shown on the declarations page of your auto policy. And, your personal injury type damages along with lost wages and loss of earning capacity along with pain and suffering will be covered under the uninsured motorist provisions of your policy.
So how do you know if you are covered? Pull out your policy and read the Declarations Page of the policy. It will list the insurance coverage along with the dollar limits per type of claim made. So go do it and then ask yourself, if you have enough coverage for your own claims. If not call your agent and increase what you have.
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