The Verdict - The Lombardi Law Firm Blog
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One has to wonder if the Harrison County Law Enforcement properly handled the 911 call warning of a pickup truck driving erratically on Interstate 29 last week. There is a nice Des Moines Register article detailing the 911 call and how quickly law enforcement responded. The article describes those riding as part of a veteran group that provides escort services at funerals for soldiers who died in Iraq or Afghanistan. This is going to get very serious for the young man involved; especially if his blood alcohol tests come back positive. The witness's description has the pickup truck suddenly veering across the center line and into the four riders. The focus of that investigation will center on what would make him suddenly veer across the center line? The truck's driver is from Nebraska. Here is a video provided by KETV-ABC Affiliate on Channel 7.
But here is the real issue that won't be discussed: How much insurance coverage will the at-fault driver have and will it ever be sufficient to cover the damages of the four who died. In my experience it isn't likely there will be sufficient insurance coverage, which is another reason to carry what's called underinsured and uninsured coverage on your car or truck or motorcycle. It covers you in the event you're in an accident and either the at-fault driver has no insurance or not enough to cover all the damages they have caused. Under and un-insurance coverage is a wise purchase. Remember it's your life that you are insuring.
This is also true for those riding bicycles on the street.